IncomeBy County

Rowan County, Kentucky

Income Data

U.S. Census Bureau ACS
-4% vs. Kentucky average
$53,657
Median Household Income
$30,257
Per Capita Income

At a Glance

Median Household Income
$53,657
-4% vs. state avg
Per Capita Income
$30,257
-23% vs. national
Income-to-Housing Ratio
34.4%
income as % of home value
Rank in Kentucky
#67 / 120
by median household income

Economic Indicators

Unemployment Rate
N/A
Labor Force Participation
N/A

How Rowan County Compares

Rowan County$53,657
Kentucky Average$55,909
National Median$74,755

Detailed Income Statistics

$53,657
Median Household Income
$30,257
Per Capita Income
$155,900
Median Home Value
34.4%
Income-to-Housing Ratio

Income Advisory: Rowan County

Income Verdict

Rowan County has a median household income of $53,657 and per capita income of $30,257 — a gap of $23,400, suggesting a higher share of single-earner or non-family households.

Housing Affordability

With median gross rent at $815/month and a median household income of $53,657, rent consumes approximately 18.2% of monthly income — well within affordable thresholds.

Economic Context

With a median household income of $53,657, residents of Rowan County likely face budget constraints in higher-cost regions but may find cost of living manageable locally. Per capita income of $30,257 is in line with national norms for individual earners.

Neighbor Context

Rowan County earns approximately 4% below the Kentucky state median household income of $55,909.

Data Story

About Household Income in Rowan County, Kentucky

Rowan nears Kentucky average income

Rowan County's median household income of $53,657 trails the U.S. median of $74,755 by 28%. At $21,098 below national average, Rowan performs solidly compared to regional peers.

Slightly above Kentucky median

Rowan's median household income of $53,657 approaches Kentucky's state average of $55,909, positioning it in the upper-middle range. Rowan ranks among the stronger-earning Kentucky counties.

Second strongest in the eight-county group

Rowan's $53,657 ranks second only to Robertson County ($52,337 actually ranks below Rowan at $52,337), outearning all Appalachian peers significantly. Rowan's economy reflects more diversified employment.

Housing costs well below alarm level

Rowan's 18.2% rent-to-income ratio sits comfortably within affordable limits, with renters dedicating less than one-fifth of income to housing. Median home values of $155,900 remain achievable for dual-income households.

Explore real estate investment options

Rowan households are positioned to consider investment property purchases alongside primary residence mortgages. The favorable income-to-housing-cost ratio supports leveraged real estate building strategies.

Frequently Asked Questions

What is the median household income in Rowan County, Kentucky?
The median household income in Rowan County, Kentucky is $53,657, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Rowan County?
The per capita income in Rowan County is $30,257, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $53,657.
How does Rowan County compare to the Kentucky average?
Rowan County's median household income of $53,657 is lower than the Kentucky state average of $55,909. The per capita income is $30,257, compared to the state average of $29,616.
What is the per capita income in Rowan County, Kentucky?
The per capita income in Rowan County, Kentucky is $30,257, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Is Rowan County a low-income area in Kentucky?
Rowan County's median household income of $53,657 is below the Kentucky average of $55,909. The per capita income of $30,257 is also comparable to the state average of $29,616. Lower incomes can reflect the local economic base, rural vs. urban location, and employment opportunities available in the area.
How does Rowan County rank for income in Kentucky?
Rowan County ranks #67 out of 120 counties in Kentucky by median household income (1 = highest). With a median household income of $53,657 and per capita income of $30,257, it falls in the middle third of counties statewide.

Income Comparison Calculator

See how your household income compares in Rowan County

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Your income is above the Rowan County median

County median: $53,657 per year

vs. County Median

+0%

vs. State Average

-4%

vs. National Median

-28%

vs. Rowan County MedianAbout equal
vs. Kentucky Average▼ 4% below
vs. National Median▼ 28% below

Income Adequacy

Monthly income covers median rent5.5x

Your monthly income ($4,471) vs. median rent ($815/mo). A ratio of 3.3x or higher means rent is under 30% of income.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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