Pendleton County, Kentucky

Income Data

+19% vs. Kentucky average
$66,601
Median Household Income
$30,460
Per Capita Income

At a Glance

Median Household Income
$66,601
+19% vs. state avg
Per Capita Income
$30,460
-23% vs. national
Income-to-Housing Ratio
41.4%
income as % of home value
Rank in Kentucky
#23 / 120
by median household income

How Pendleton County Compares

Pendleton County$66,601
Kentucky Average$55,909
National Median$74,755

Detailed Income Statistics

$66,601
Median Household Income
$30,460
Per Capita Income
$160,800
Median Home Value
41.4%
Income-to-Housing Ratio

Data Story

About Household Income in Pendleton County, Kentucky

Pendleton County earns above state average

Pendleton County's median household income of $66,601 exceeds Kentucky's state average of $55,909 by $10,692 but trails the national median of $74,755 by $8,154. This 11% gap below national figures reflects regional income constraints, though Pendleton outperforms most of its state. Pendleton ranks solidly in the middle range nationally.

Upper-tier earner for Kentucky

At $66,601, Pendleton County beats 70% of Kentucky counties and significantly exceeds the state median of $55,909. The per capita income of $30,460 also outpaces the state average of $29,616 by 3%, indicating reasonably distributed prosperity. Pendleton holds a strong position in Kentucky's income hierarchy.

Regional income leader outside Oldham

Pendleton ($66,601) ranks second only to Nelson ($67,888) among non-Oldham counties, narrowly outearning Owen ($59,706) by $6,895. The $35,537 gap with Oldham reflects Pendleton's location outside Louisville's wealthiest suburbs. Still, Pendleton's income advantage over most neighboring counties positions it as a regional economic leader.

Excellent housing affordability

Pendleton County's rent-to-income ratio of 14.4% ties for lowest in this region, meaning households spend just over one-seventh of income on rent. The median home value of $160,800 is reasonable relative to earnings, offering genuine housing stability. Pendleton households enjoy affordability well above national standards.

Strong position for wealth accumulation

Pendleton County households earning $66,601 have excellent opportunity to build wealth through home equity, retirement savings, and strategic investments. The combination of above-average income and below-average housing cost ratios creates genuine surplus for long-term financial goals. Financial planning focused on diversification and tax efficiency yields meaningful results for Pendleton residents.

Frequently Asked Questions

What is the median household income in Pendleton County, Kentucky?
The median household income in Pendleton County, Kentucky is $66,601, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Pendleton County?
The per capita income in Pendleton County is $30,460, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $66,601.
How does Pendleton County compare to the Kentucky average?
Pendleton County's median household income of $66,601 is higher than the Kentucky state average of $55,909. The per capita income is $30,460, compared to the state average of $29,616.
What is the per capita income in Pendleton County, Kentucky?
The per capita income in Pendleton County, Kentucky is $30,460, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Why is Pendleton County income higher than the Kentucky average?
Pendleton County's median household income of $66,601 is higher than the Kentucky average of $55,909. This difference of $10,692 can be attributed to factors such as local industry mix, proximity to major employment centers, educational attainment levels, and cost of living. Counties with higher incomes often have a greater concentration of professional and technical occupations.
How does Pendleton County rank for income in Kentucky?
Pendleton County ranks #23 out of 120 counties in Kentucky by median household income (1 = highest). With a median household income of $66,601 and per capita income of $30,460, it falls in the top third of counties statewide.

Income Comparison Calculator

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County median: $66,601 per year

vs. County Median

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vs. State Average

+19%

vs. National Median

-11%

vs. Pendleton County MedianAbout equal
vs. Kentucky Average19% above
vs. National Median11% below

Income Adequacy

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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.