Pendleton County, Kentucky
Income Data
At a Glance
How Pendleton County Compares
Detailed Income Statistics
Data Story
About Household Income in Pendleton County, Kentucky
Pendleton County earns above state average
Pendleton County's median household income of $66,601 exceeds Kentucky's state average of $55,909 by $10,692 but trails the national median of $74,755 by $8,154. This 11% gap below national figures reflects regional income constraints, though Pendleton outperforms most of its state. Pendleton ranks solidly in the middle range nationally.
Upper-tier earner for Kentucky
At $66,601, Pendleton County beats 70% of Kentucky counties and significantly exceeds the state median of $55,909. The per capita income of $30,460 also outpaces the state average of $29,616 by 3%, indicating reasonably distributed prosperity. Pendleton holds a strong position in Kentucky's income hierarchy.
Regional income leader outside Oldham
Pendleton ($66,601) ranks second only to Nelson ($67,888) among non-Oldham counties, narrowly outearning Owen ($59,706) by $6,895. The $35,537 gap with Oldham reflects Pendleton's location outside Louisville's wealthiest suburbs. Still, Pendleton's income advantage over most neighboring counties positions it as a regional economic leader.
Excellent housing affordability
Pendleton County's rent-to-income ratio of 14.4% ties for lowest in this region, meaning households spend just over one-seventh of income on rent. The median home value of $160,800 is reasonable relative to earnings, offering genuine housing stability. Pendleton households enjoy affordability well above national standards.
Strong position for wealth accumulation
Pendleton County households earning $66,601 have excellent opportunity to build wealth through home equity, retirement savings, and strategic investments. The combination of above-average income and below-average housing cost ratios creates genuine surplus for long-term financial goals. Financial planning focused on diversification and tax efficiency yields meaningful results for Pendleton residents.
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County median: $66,601 per year
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Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.