IncomeBy County

Calloway County, Kentucky

Income Data

-7% vs. Kentucky average
$51,854
Median Household Income
$29,862
Per Capita Income

At a Glance

Median Household Income
$51,854
-7% vs. state avg
Per Capita Income
$29,862
-24% vs. national
Income-to-Housing Ratio
28.6%
income as % of home value
Rank in Kentucky
#72 / 120
by median household income

How Calloway County Compares

Calloway County$51,854
Kentucky Average$55,909
National Median$74,755

Detailed Income Statistics

$51,854
Median Household Income
$29,862
Per Capita Income
$181,200
Median Home Value
28.6%
Income-to-Housing Ratio

Data Story

About Household Income in Calloway County, Kentucky

Calloway trails both state and nation

Calloway County's median household income of $51,854 falls below Kentucky's state average of $55,909 by roughly $4,000, and lags the national median of $74,755 by nearly $23,000. The county earns about 69% of typical U.S. household income, placing it among lower-earning regions nationally.

Below-average rank within Kentucky

Calloway County ranks in the lower half of Kentucky's 120 counties for household income, reflecting economic challenges common to rural college-dependent communities. The county's per capita income of $29,862 closely mirrors the state average, but household income data suggests uneven earning distribution.

Struggles among regional peers

Calloway's $51,854 median household income ranks below nearby Caldwell County ($57,618) and significantly trails Campbell County ($77,271) and Carlisle County ($62,019). The county faces stiffer income headwinds than most immediate neighbors, requiring attention to workforce development.

Rental costs strain household budgets

Calloway's rent-to-income ratio of 19.2% approaches the affordability threshold, suggesting the median renting household spends about $831 monthly on rent. While home values of $181,200 are relatively high compared to median income, they present a stretch for buyers without substantial savings.

Strategic saving essential here

With below-average household income, Calloway residents should prioritize lower-cost wealth-building strategies like employer 401(k) matches and high-yield savings accounts before investing. A financial counselor can help navigate the gap between housing costs and income, exploring options like first-time homebuyer programs or shared housing arrangements.

Frequently Asked Questions

What is the median household income in Calloway County, Kentucky?
The median household income in Calloway County, Kentucky is $51,854, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Calloway County?
The per capita income in Calloway County is $29,862, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $51,854.
How does Calloway County compare to the Kentucky average?
Calloway County's median household income of $51,854 is lower than the Kentucky state average of $55,909. The per capita income is $29,862, compared to the state average of $29,616.
What is the per capita income in Calloway County, Kentucky?
The per capita income in Calloway County, Kentucky is $29,862, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Is Calloway County a low-income area in Kentucky?
Calloway County's median household income of $51,854 is below the Kentucky average of $55,909. The per capita income of $29,862 is also comparable to the state average of $29,616. Lower incomes can reflect the local economic base, rural vs. urban location, and employment opportunities available in the area.
How does Calloway County rank for income in Kentucky?
Calloway County ranks #72 out of 120 counties in Kentucky by median household income (1 = highest). With a median household income of $51,854 and per capita income of $29,862, it falls in the middle third of counties statewide.

Income Comparison Calculator

See how your household income compares in Calloway County

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Your income is above the Calloway County median

County median: $51,854 per year

vs. County Median

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vs. State Average

-7%

vs. National Median

-31%

vs. Calloway County MedianAbout equal
vs. Kentucky Average▼ 7% below
vs. National Median▼ 31% below

Income Adequacy

Monthly income covers median rent5.2x

Your monthly income ($4,321) vs. median rent ($828/mo). A ratio of 3.3x or higher means rent is under 30% of income.

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Counties with Similar Income Levels

Clay County
Alabama
$51,852
+0%
Upshur County
West Virginia
$51,859
+0%
Ontonagon County
Michigan
$51,844
+0%
Marshall County
Mississippi
$51,875
+0%
Duplin County
North Carolina
$51,880
+0%
Washington County
Missouri
$51,886
+0%
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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