Caldwell County, Kentucky
Income Data
At a Glance
How Caldwell County Compares
Detailed Income Statistics
Data Story
About Household Income in Caldwell County, Kentucky
Caldwell earns above state, below nation
Caldwell County's median household income of $57,618 tops Kentucky's state average of $55,909 by nearly $1,700, but falls about $17,100 short of the national median of $74,755. This positions the county in the middle tier nationally, earning roughly 77% of what the typical American household brings home.
Strong showing in Kentucky rankings
Among Kentucky's 120 counties, Caldwell County ranks in the upper half for household income, outperforming most rural peers. The county's per capita income of $31,544 also exceeds the state average of $29,616, signaling solid earning power across the workforce.
Caldwell outpaces eastern neighbors
Caldwell's $57,618 median income comfortably beats nearby Carter County ($50,389) and Casey County ($41,689), though it trails the stronger markets of Campbell County ($77,271) to the north. Within its regional cluster, Caldwell is a solid performer with above-average stability.
Rent remains affordable for most
At 15.1%, Caldwell's rent-to-income ratio sits well below the 30% threshold considered affordable, meaning the typical renter household spends roughly $728 monthly on rent against median income. Home values averaging $113,500 remain accessible to households with down payments and stable mortgages.
Build savings with stable income
Caldwell's above-average household income creates room for financial planning; households earning near the median should prioritize building an emergency fund covering three to six months of expenses. Consider consulting a local financial advisor about retirement accounts, homeownership pathways, and wealth-building strategies suited to the county's economic landscape.
Frequently Asked Questions
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Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.