Cattaraugus County, New York
Income Data
At a Glance
How Cattaraugus County Compares
Detailed Income Statistics
Data Story
About Household Income in Cattaraugus County, New York
Cattaraugus income lags national average
Cattaraugus County's median household income of $58,248 falls $16,507 short of the U.S. median of $74,755, a 22% gap. This below-average income reflects the county's rural economy, limited urbanization, and dependence on agriculture, light manufacturing, and retail trade.
Among New York's lower-income counties
Cattaraugus ranks in the lower tier of New York State's 62 counties, with a median household income nearly $18,200 below the state average of $76,433. The county's per capita income of $31,173 also lags the state average by roughly $10,000, indicating limited high-wage opportunities.
Cattaraugus matches its regional standing
At $58,248, Cattaraugus's median household income sits between Chautauqua ($56,507) and Allegany ($61,233), reflecting its position in western New York's lower-income rural belt. All three counties share similar economic constraints tied to distance from major metropolitan employment centers.
Affordable housing supports financial stability
Cattaraugus's rent-to-income ratio of 15.6% remains well below the 30% affordability threshold, and the median home value of $109,400 aligns well with household earning capacity. Low housing costs provide breathing room for residents despite modest incomes.
Start small, save consistently, grow steadily
Cattaraugus residents can leverage low housing costs to build emergency funds and invest in long-term wealth. Explore employer benefits, automatic savings plans, and community investment opportunities to gradually increase financial security over time.
Frequently Asked Questions
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Income Comparison Calculator
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Your income is above the Cattaraugus County median
County median: $58,248 per year
vs. County Median
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vs. State Average
-24%
vs. National Median
-22%
Income Adequacy
Your monthly income ($4,854) vs. median rent ($759/mo). A ratio of 3.3x or higher means rent is under 30% of income.
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Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.