Clay County, Kansas
Income Data
U.S. Census Bureau ACSAt a Glance
Economic Indicators
How Clay County Compares
Detailed Income Statistics
Income Advisory: Clay County
Income Verdict
Clay County has a median household income of $63,136 and per capita income of $35,913 — a gap of $27,223, suggesting a higher share of single-earner or non-family households.
Housing Affordability
With median gross rent at $911/month and a median household income of $63,136, rent consumes approximately 17.3% of monthly income — well within affordable thresholds.
Economic Context
With a median household income of $63,136, residents of Clay County likely face budget constraints in higher-cost regions but may find cost of living manageable locally. Per capita income of $35,913 is in line with national norms for individual earners.
Neighbor Context
Clay County earns approximately 2% below the Kansas state median household income of $64,428.
Data Story
About Household Income in Clay County, Kansas
Clay County Below U.S. Median Income
Clay County's median household income of $63,136 falls roughly $11,600 short of the national median of $74,755, placing it in the lower-middle range of U.S. counties. The gap reflects typical income patterns for small rural Midwestern communities.
Slightly Below Kansas State Average
At $63,136, Clay County trails Kansas's median household income of $64,428 by about $1,300. The county ranks solidly in the middle tier of Kansas's 105 counties for household earnings.
Mid-Range Earnings with Higher Homes
Clay County's median income of $63,136 sits between Chautauqua County ($54,592) and Coffey County ($67,377), positioning it as a middle performer regionally. However, its median home value of $149,600 is the second-highest in the eight-county region, creating relative affordability pressure.
Higher Housing Costs Pinch Budgets
Clay County's rent-to-income ratio of 17.3% is the highest in the eight-county region, indicating tighter housing affordability despite modest incomes. The median home value of $149,600 places significant pressure on household budgets, leaving less room for savings.
Strategic Budgeting for Future Growth
Clay County residents need disciplined budgeting to navigate higher housing costs while building wealth. Even small monthly contributions to savings or retirement accounts compound over time—starting today with whatever surplus you can find strengthens long-term financial security.
Frequently Asked Questions
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Income Comparison Calculator
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Your income is above the Clay County median
County median: $63,136 per year
vs. County Median
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vs. State Average
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vs. National Median
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Income Adequacy
Your monthly income ($5,261) vs. median rent ($911/mo). A ratio of 3.3x or higher means rent is under 30% of income.
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Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.