Clay County, Kansas
Income Data
At a Glance
How Clay County Compares
Detailed Income Statistics
Data Story
About Household Income in Clay County, Kansas
Clay County Below U.S. Median Income
Clay County's median household income of $63,136 falls roughly $11,600 short of the national median of $74,755, placing it in the lower-middle range of U.S. counties. The gap reflects typical income patterns for small rural Midwestern communities.
Slightly Below Kansas State Average
At $63,136, Clay County trails Kansas's median household income of $64,428 by about $1,300. The county ranks solidly in the middle tier of Kansas's 105 counties for household earnings.
Mid-Range Earnings with Higher Homes
Clay County's median income of $63,136 sits between Chautauqua County ($54,592) and Coffey County ($67,377), positioning it as a middle performer regionally. However, its median home value of $149,600 is the second-highest in the eight-county region, creating relative affordability pressure.
Higher Housing Costs Pinch Budgets
Clay County's rent-to-income ratio of 17.3% is the highest in the eight-county region, indicating tighter housing affordability despite modest incomes. The median home value of $149,600 places significant pressure on household budgets, leaving less room for savings.
Strategic Budgeting for Future Growth
Clay County residents need disciplined budgeting to navigate higher housing costs while building wealth. Even small monthly contributions to savings or retirement accounts compound over time—starting today with whatever surplus you can find strengthens long-term financial security.
Frequently Asked Questions
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Income Comparison Calculator
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County median: $63,136 per year
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vs. State Average
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vs. National Median
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Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.