Clay County, Kansas

Income Data

-2% vs. Kansas average
$63,136
Median Household Income
$35,913
Per Capita Income

At a Glance

Median Household Income
$63,136
-2% vs. state avg
Per Capita Income
$35,913
-9% vs. national
Income-to-Housing Ratio
42.2%
income as % of home value
Rank in Kansas
#53 / 105
by median household income

How Clay County Compares

Clay County$63,136
Kansas Average$64,428
National Median$74,755

Detailed Income Statistics

$63,136
Median Household Income
$35,913
Per Capita Income
$149,600
Median Home Value
42.2%
Income-to-Housing Ratio

Data Story

About Household Income in Clay County, Kansas

Clay County Below U.S. Median Income

Clay County's median household income of $63,136 falls roughly $11,600 short of the national median of $74,755, placing it in the lower-middle range of U.S. counties. The gap reflects typical income patterns for small rural Midwestern communities.

Slightly Below Kansas State Average

At $63,136, Clay County trails Kansas's median household income of $64,428 by about $1,300. The county ranks solidly in the middle tier of Kansas's 105 counties for household earnings.

Mid-Range Earnings with Higher Homes

Clay County's median income of $63,136 sits between Chautauqua County ($54,592) and Coffey County ($67,377), positioning it as a middle performer regionally. However, its median home value of $149,600 is the second-highest in the eight-county region, creating relative affordability pressure.

Higher Housing Costs Pinch Budgets

Clay County's rent-to-income ratio of 17.3% is the highest in the eight-county region, indicating tighter housing affordability despite modest incomes. The median home value of $149,600 places significant pressure on household budgets, leaving less room for savings.

Strategic Budgeting for Future Growth

Clay County residents need disciplined budgeting to navigate higher housing costs while building wealth. Even small monthly contributions to savings or retirement accounts compound over time—starting today with whatever surplus you can find strengthens long-term financial security.

Frequently Asked Questions

What is the median household income in Clay County, Kansas?
The median household income in Clay County, Kansas is $63,136, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Clay County?
The per capita income in Clay County is $35,913, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $63,136.
How does Clay County compare to the Kansas average?
Clay County's median household income of $63,136 is lower than the Kansas state average of $64,428. The per capita income is $35,913, compared to the state average of $34,748.
What is the per capita income in Clay County, Kansas?
The per capita income in Clay County, Kansas is $35,913, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Is Clay County a low-income area in Kansas?
Clay County's median household income of $63,136 is below the Kansas average of $64,428. The per capita income of $35,913 is also comparable to the state average of $34,748. Lower incomes can reflect the local economic base, rural vs. urban location, and employment opportunities available in the area.
How does Clay County rank for income in Kansas?
Clay County ranks #53 out of 105 counties in Kansas by median household income (1 = highest). With a median household income of $63,136 and per capita income of $35,913, it falls in the middle third of counties statewide.

Income Comparison Calculator

See how your household income compares in Clay County

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County median: $63,136 per year

vs. County Median

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vs. State Average

-2%

vs. National Median

-16%

vs. Clay County MedianAbout equal
vs. Kansas Average2% below
vs. National Median16% below

Income Adequacy

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Your monthly income ($5,261) vs. median rent ($911/mo). A ratio of 3.3x or higher means rent is under 30% of income.

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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.