St. Joseph County, Indiana
Income Data
At a Glance
How St. Joseph County Compares
Detailed Income Statistics
Data Story
About Household Income in St. Joseph County, Indiana
St. Joseph lags national income average
St. Joseph County's median household income of $64,885 trails the national median of $74,755 by nearly $10,000. This income gap reflects broader economic pressures facing mid-sized industrial counties in the Midwest, though residents still earn comfortably above poverty levels.
Below Indiana's median
St. Joseph County ranks in the lower-middle tier of Indiana counties with a $64,885 median, about $3,800 below the state average of $68,681. Per capita income of $35,714 remains close to the state average, suggesting income concentration rather than overall scarcity.
Middle ground among peers
St. Joseph County earns more than Sullivan County ($54,985) and Starke County ($62,933) but significantly less than Tipton County ($78,309). Its income profile reflects the economic challenges faced by many industrial counties in northern Indiana.
Housing pressure rising
A 19.1% rent-to-income ratio indicates rising housing affordability stress in St. Joseph County, approaching the 30% danger threshold. Median home values of $179,800 remain modest, but renters here face tighter budgets than in neighboring counties.
Prioritize financial resilience
St. Joseph County residents should focus on building emergency savings and controlling housing costs to free up income for investing. Even modest monthly investments in retirement accounts—starting with $100–200—create long-term wealth despite current income constraints.
Frequently Asked Questions
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Income Comparison Calculator
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Your income is above the St. Joseph County median
County median: $64,885 per year
vs. County Median
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vs. State Average
-6%
vs. National Median
-13%
Income Adequacy
Your monthly income ($5,407) vs. median rent ($1,030/mo). A ratio of 3.3x or higher means rent is under 30% of income.
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Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.