Jefferson County, Indiana

Income Data

-13% vs. Indiana average
$59,987
Median Household Income
$32,420
Per Capita Income

At a Glance

Median Household Income
$59,987
-13% vs. state avg
Per Capita Income
$32,420
-18% vs. national
Income-to-Housing Ratio
33.2%
income as % of home value
Rank in Indiana
#75 / 92
by median household income

How Jefferson County Compares

Jefferson County$59,987
Indiana Average$68,681
National Median$74,755

Detailed Income Statistics

$59,987
Median Household Income
$32,420
Per Capita Income
$180,600
Median Home Value
33.2%
Income-to-Housing Ratio

Data Story

About Household Income in Jefferson County, Indiana

Jefferson County below national benchmark

Jefferson County's median household income of $59,987 falls roughly $14,800 short of the U.S. median of $74,755, a 20% gap. This income shortfall places Jefferson among communities facing economic headwinds compared to national averages.

Below average across Indiana

Jefferson County's $59,987 trails Indiana's median of $68,681 by $8,694, ranking it in the lower portion of state counties. Per capita income of $32,420 also falls below the state average of $34,773, signaling limited per-person earning capacity.

Weakest in its immediate region

Jefferson County ($59,987) ranks second-lowest in this group, surpassing only Jay County ($54,114) and trailing Henry County ($60,144). Jennings County ($68,476) to the west substantially outperforms Jefferson by nearly $8,500.

Housing costs press heavily

Jefferson County's rent-to-income ratio of 17.3% sits at the upper threshold of affordability, with renters allocating a substantial share to housing costs. Paradoxically, the median home value of $180,600 ranks high in this group, creating tension between housing costs and lower household incomes.

Start small, build momentum

Jefferson County households earning $59,987 should use employer retirement plan matching as a foundation, treating it as free money toward long-term security. Increasing automatic savings by even 1% annually compounds significantly—$25 monthly invested at 7% grows to $50,000+ over 30 years.

Frequently Asked Questions

What is the median household income in Jefferson County, Indiana?
The median household income in Jefferson County, Indiana is $59,987, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Jefferson County?
The per capita income in Jefferson County is $32,420, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $59,987.
How does Jefferson County compare to the Indiana average?
Jefferson County's median household income of $59,987 is lower than the Indiana state average of $68,681. The per capita income is $32,420, compared to the state average of $34,773.
What is the per capita income in Jefferson County, Indiana?
The per capita income in Jefferson County, Indiana is $32,420, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Is Jefferson County a low-income area in Indiana?
Jefferson County's median household income of $59,987 is below the Indiana average of $68,681. The per capita income of $32,420 is also lower than the state average of $34,773. Lower incomes can reflect the local economic base, rural vs. urban location, and employment opportunities available in the area.
How does Jefferson County rank for income in Indiana?
Jefferson County ranks #75 out of 92 counties in Indiana by median household income (1 = highest). With a median household income of $59,987 and per capita income of $32,420, it falls in the bottom third of counties statewide.

Income Comparison Calculator

See how your household income compares in Jefferson County

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Your income is above the Jefferson County median

County median: $59,987 per year

vs. County Median

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vs. State Average

-13%

vs. National Median

-20%

vs. Jefferson County MedianAbout equal
vs. Indiana Average13% below
vs. National Median20% below

Income Adequacy

Monthly income covers median rent5.8x

Your monthly income ($4,999) vs. median rent ($865/mo). A ratio of 3.3x or higher means rent is under 30% of income.

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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.