Jefferson County, Indiana
Income Data
At a Glance
How Jefferson County Compares
Detailed Income Statistics
Data Story
About Household Income in Jefferson County, Indiana
Jefferson County below national benchmark
Jefferson County's median household income of $59,987 falls roughly $14,800 short of the U.S. median of $74,755, a 20% gap. This income shortfall places Jefferson among communities facing economic headwinds compared to national averages.
Below average across Indiana
Jefferson County's $59,987 trails Indiana's median of $68,681 by $8,694, ranking it in the lower portion of state counties. Per capita income of $32,420 also falls below the state average of $34,773, signaling limited per-person earning capacity.
Weakest in its immediate region
Jefferson County ($59,987) ranks second-lowest in this group, surpassing only Jay County ($54,114) and trailing Henry County ($60,144). Jennings County ($68,476) to the west substantially outperforms Jefferson by nearly $8,500.
Housing costs press heavily
Jefferson County's rent-to-income ratio of 17.3% sits at the upper threshold of affordability, with renters allocating a substantial share to housing costs. Paradoxically, the median home value of $180,600 ranks high in this group, creating tension between housing costs and lower household incomes.
Start small, build momentum
Jefferson County households earning $59,987 should use employer retirement plan matching as a foundation, treating it as free money toward long-term security. Increasing automatic savings by even 1% annually compounds significantly—$25 monthly invested at 7% grows to $50,000+ over 30 years.
Frequently Asked Questions
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Income Comparison Calculator
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Your income is above the Jefferson County median
County median: $59,987 per year
vs. County Median
+0%
vs. State Average
-13%
vs. National Median
-20%
Income Adequacy
Your monthly income ($4,999) vs. median rent ($865/mo). A ratio of 3.3x or higher means rent is under 30% of income.
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Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.