IncomeBy County

Gem County, Idaho

Income Data

U.S. Census Bureau ACS
-6% vs. Idaho average
$64,605
Median Household Income
$33,907
Per Capita Income

At a Glance

Median Household Income
$64,605
-6% vs. state avg
Per Capita Income
$33,907
-14% vs. national
Income-to-Housing Ratio
15.1%
income as % of home value
Rank in Idaho
#30 / 44
by median household income

Economic Indicators

Unemployment Rate
N/A
Labor Force Participation
N/A

How Gem County Compares

Gem County$64,605
Idaho Average$69,041
National Median$74,755

Detailed Income Statistics

$64,605
Median Household Income
$33,907
Per Capita Income
$428,700
Median Home Value
15.1%
Income-to-Housing Ratio

Income Advisory: Gem County

Income Verdict

Gem County has a median household income of $66,245 and per capita income of $34,695 — a gap of $31,550, suggesting a typical mix of dual-income and single-earner households.

Housing Affordability

With median gross rent at $887/month and a median household income of $66,245, rent consumes approximately 16.1% of monthly income — well within affordable thresholds.

Economic Context

A median household income of $66,245 suggests moderate-to-strong purchasing power, generally sufficient to cover essentials with room for discretionary spending in most markets. Per capita income of $34,695 is in line with national norms for individual earners.

Neighbor Context

Gem County earns approximately 0.7% above the Idaho state median household income of $65,770, positioning it favorably within the state.

Data Story

About Household Income in Gem County, Idaho

Gem County approaches the national income baseline

Gem County's median household income of $66,245 reaches 89% of the national median of $74,755, a gap of $8,510. This positions Gem as a solid performer relative to typical U.S. counties.

Above state average, second-strongest regionally

Gem County exceeds Idaho's state median of $65,770 by $475, placing it near the top tier statewide. Per capita income of $34,695 surpasses the state average of $32,503, reflecting more evenly distributed wealth.

Second-best earner after Fremont County

Gem County ($66,245) trails only Fremont County ($72,767) and matches Franklin County ($65,991) in this group, handily outpacing Clark, Clearwater, Custer, Elmore, and Gooding. The county demonstrates strong economic momentum in central Idaho.

Solid housing affordability despite high home values

Gem County's rent-to-income ratio of 16.1% sits comfortably in the healthy range below 17%, despite the region's highest median home value of $367,300. Strong incomes make homeownership accessible even at premium valuations.

Build diverse investment portfolio here

With housing affordability secured at 16.1% of income and above-state-average earnings, Gem County households can pursue diversified wealth strategies. Consider combining home equity investments with broader stock market exposure and tax-advantaged retirement accounts to compound growth.

Frequently Asked Questions

What is the median household income in Gem County, Idaho?
The median household income in Gem County, Idaho is $64,605, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Gem County?
The per capita income in Gem County is $33,907, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $64,605.
How does Gem County compare to the Idaho average?
Gem County's median household income of $64,605 is lower than the Idaho state average of $69,041. The per capita income is $33,907, compared to the state average of $34,262.
What is the per capita income in Gem County, Idaho?
The per capita income in Gem County, Idaho is $33,907, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Is Gem County a low-income area in Idaho?
Gem County's median household income of $64,605 is below the Idaho average of $69,041. The per capita income of $33,907 is also lower than the state average of $34,262. Lower incomes can reflect the local economic base, rural vs. urban location, and employment opportunities available in the area.
How does Gem County rank for income in Idaho?
Gem County ranks #30 out of 44 counties in Idaho by median household income (1 = highest). With a median household income of $64,605 and per capita income of $33,907, it falls in the middle third of counties statewide.

Income Comparison Calculator

See how your household income compares in Gem County

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Your income is above the Gem County median

County median: $64,605 per year

vs. County Median

+0%

vs. State Average

-6%

vs. National Median

-14%

vs. Gem County MedianAbout equal
vs. Idaho Average▼ 6% below
vs. National Median▼ 14% below

Income Adequacy

Monthly income covers median rent5.2x

Your monthly income ($5,384) vs. median rent ($1,038/mo). A ratio of 3.3x or higher means rent is under 30% of income.

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$64,577
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By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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