Jay County, Indiana
Income Data
At a Glance
How Jay County Compares
Detailed Income Statistics
Data Story
About Household Income in Jay County, Indiana
Jay County significantly below national
Jay County's median household income of $54,114 falls nearly $20,600 below the U.S. median of $74,755, representing a 27% income gap. This substantial shortfall reflects economic challenges facing rural manufacturing-dependent communities.
Lowest earner among eight counties
Jay County ranks at the bottom of this group and trails Indiana's median of $68,681 by $14,567, positioning it among the state's lower-income counties. Per capita income of $27,105 significantly lags the state average of $34,773, indicating limited earning opportunities per resident.
Struggles compared to nearby areas
Jay County ($54,114) trails all peers in this analysis, falling more than $4,000 below Henry County ($60,144), the second-lowest earner. This county faces the steepest income challenge among these eight communities.
Housing costs strain budgets
At 17.0%, Jay County's rent-to-income ratio sits at the upper affordability limit, meaning renters dedicate significant portions of earnings to housing. The median home value of $110,100 remains among the lowest in the group, yet represents substantial commitment for lower-income households.
Prioritize emergency savings first
Jay County households earning $54,114 should begin by building a 3-6 month emergency fund before investing, protecting against financial shocks. Once emergency savings are established, even $50 monthly in low-cost index funds begins building long-term wealth and financial resilience.
Frequently Asked Questions
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Income Comparison Calculator
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Your income is above the Jay County median
County median: $54,114 per year
vs. County Median
+0%
vs. State Average
-21%
vs. National Median
-28%
Income Adequacy
Your monthly income ($4,510) vs. median rent ($766/mo). A ratio of 3.3x or higher means rent is under 30% of income.
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Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.