Jay County, Indiana

Income Data

-21% vs. Indiana average
$54,114
Median Household Income
$27,105
Per Capita Income

At a Glance

Median Household Income
$54,114
-21% vs. state avg
Per Capita Income
$27,105
-31% vs. national
Income-to-Housing Ratio
49.1%
income as % of home value
Rank in Indiana
#88 / 92
by median household income

How Jay County Compares

Jay County$54,114
Indiana Average$68,681
National Median$74,755

Detailed Income Statistics

$54,114
Median Household Income
$27,105
Per Capita Income
$110,100
Median Home Value
49.1%
Income-to-Housing Ratio

Data Story

About Household Income in Jay County, Indiana

Jay County significantly below national

Jay County's median household income of $54,114 falls nearly $20,600 below the U.S. median of $74,755, representing a 27% income gap. This substantial shortfall reflects economic challenges facing rural manufacturing-dependent communities.

Lowest earner among eight counties

Jay County ranks at the bottom of this group and trails Indiana's median of $68,681 by $14,567, positioning it among the state's lower-income counties. Per capita income of $27,105 significantly lags the state average of $34,773, indicating limited earning opportunities per resident.

Struggles compared to nearby areas

Jay County ($54,114) trails all peers in this analysis, falling more than $4,000 below Henry County ($60,144), the second-lowest earner. This county faces the steepest income challenge among these eight communities.

Housing costs strain budgets

At 17.0%, Jay County's rent-to-income ratio sits at the upper affordability limit, meaning renters dedicate significant portions of earnings to housing. The median home value of $110,100 remains among the lowest in the group, yet represents substantial commitment for lower-income households.

Prioritize emergency savings first

Jay County households earning $54,114 should begin by building a 3-6 month emergency fund before investing, protecting against financial shocks. Once emergency savings are established, even $50 monthly in low-cost index funds begins building long-term wealth and financial resilience.

Frequently Asked Questions

What is the median household income in Jay County, Indiana?
The median household income in Jay County, Indiana is $54,114, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Jay County?
The per capita income in Jay County is $27,105, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $54,114.
How does Jay County compare to the Indiana average?
Jay County's median household income of $54,114 is lower than the Indiana state average of $68,681. The per capita income is $27,105, compared to the state average of $34,773.
What is the per capita income in Jay County, Indiana?
The per capita income in Jay County, Indiana is $27,105, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Is Jay County a low-income area in Indiana?
Jay County's median household income of $54,114 is below the Indiana average of $68,681. The per capita income of $27,105 is also lower than the state average of $34,773. Lower incomes can reflect the local economic base, rural vs. urban location, and employment opportunities available in the area.
How does Jay County rank for income in Indiana?
Jay County ranks #88 out of 92 counties in Indiana by median household income (1 = highest). With a median household income of $54,114 and per capita income of $27,105, it falls in the bottom third of counties statewide.

Income Comparison Calculator

See how your household income compares in Jay County

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Your income is above the Jay County median

County median: $54,114 per year

vs. County Median

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vs. State Average

-21%

vs. National Median

-28%

vs. Jay County MedianAbout equal
vs. Indiana Average21% below
vs. National Median28% below

Income Adequacy

Monthly income covers median rent5.9x

Your monthly income ($4,510) vs. median rent ($766/mo). A ratio of 3.3x or higher means rent is under 30% of income.

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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.