Howard County, Indiana

Income Data

-9% vs. Indiana average
$62,496
Median Household Income
$34,785
Per Capita Income

At a Glance

Median Household Income
$62,496
-9% vs. state avg
Per Capita Income
$34,785
-12% vs. national
Income-to-Housing Ratio
41.3%
income as % of home value
Rank in Indiana
#67 / 92
by median household income

How Howard County Compares

Howard County$62,496
Indiana Average$68,681
National Median$74,755

Detailed Income Statistics

$62,496
Median Household Income
$34,785
Per Capita Income
$151,500
Median Home Value
41.3%
Income-to-Housing Ratio

Data Story

About Household Income in Howard County, Indiana

Howard County below U.S. average

Howard County's median household income of $62,496 falls short of the national median of $74,755 by about $12,300. This 16% income gap reflects economic conditions typical of many Midwest manufacturing communities.

Mid-tier earner in Indiana

Howard County's $62,496 median sits modestly below Indiana's average of $68,681, ranking in the middle range statewide. The county's per capita income of $34,785 nearly matches the state average of $34,773, suggesting relatively even income distribution.

Slightly ahead of Henry County

Howard County ($62,496) outpaces Henry County ($60,144) by $2,352 but trails Huntington County ($62,734) by just $238. These three adjacent counties cluster together, with earnings differences of less than 5%.

Renters stretch budgets carefully

At 17.6%, Howard County's rent-to-income ratio sits at the upper edge of affordability, meaning renters allocate a noticeable chunk of earnings to housing. With median home values at $151,500, homeownership remains accessible but requires careful financial planning.

Strategic saving builds security

Howard County households earning $62,496 should prioritize employer 401(k) matches and tax-advantaged savings accounts to maximize wealth growth. Even small increases in savings rates—moving from 5% to 10% of income—meaningfully accelerate long-term financial independence.

Frequently Asked Questions

What is the median household income in Howard County, Indiana?
The median household income in Howard County, Indiana is $62,496, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Howard County?
The per capita income in Howard County is $34,785, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $62,496.
How does Howard County compare to the Indiana average?
Howard County's median household income of $62,496 is lower than the Indiana state average of $68,681. The per capita income is $34,785, compared to the state average of $34,773.
What is the per capita income in Howard County, Indiana?
The per capita income in Howard County, Indiana is $34,785, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Is Howard County a low-income area in Indiana?
Howard County's median household income of $62,496 is below the Indiana average of $68,681. The per capita income of $34,785 is also comparable to the state average of $34,773. Lower incomes can reflect the local economic base, rural vs. urban location, and employment opportunities available in the area.
How does Howard County rank for income in Indiana?
Howard County ranks #67 out of 92 counties in Indiana by median household income (1 = highest). With a median household income of $62,496 and per capita income of $34,785, it falls in the bottom third of counties statewide.

Income Comparison Calculator

See how your household income compares in Howard County

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Your income is above the Howard County median

County median: $62,496 per year

vs. County Median

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vs. State Average

-9%

vs. National Median

-16%

vs. Howard County MedianAbout equal
vs. Indiana Average9% below
vs. National Median16% below

Income Adequacy

Monthly income covers median rent5.7x

Your monthly income ($5,208) vs. median rent ($915/mo). A ratio of 3.3x or higher means rent is under 30% of income.

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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.