Stephenson County, Illinois

Income Data

-10% vs. Illinois average
$61,943
Median Household Income
$34,672
Per Capita Income

At a Glance

Median Household Income
$61,943
-10% vs. state avg
Per Capita Income
$34,672
-12% vs. national
Income-to-Housing Ratio
48.6%
income as % of home value
Rank in Illinois
#69 / 102
by median household income

How Stephenson County Compares

Stephenson County$61,943
Illinois Average$68,580
National Median$74,755

Detailed Income Statistics

$61,943
Median Household Income
$34,672
Per Capita Income
$127,500
Median Home Value
48.6%
Income-to-Housing Ratio

Data Story

About Household Income in Stephenson County, Illinois

Stephenson trails national income average

Stephenson County's median household income of $61,943 sits $12,812 below the national median of $74,755. This gap places the county in the lower half of U.S. counties, requiring households to stretch budgets further than most Americans.

Below-average ranking within Illinois

At $61,943, Stephenson County earns $6,637 less than Illinois's state average median income of $68,580. The county ranks in the lower tier among Illinois's 102 counties, though per capita income of $34,672 remains close to the state average of $36,009.

Moderate income compared to nearby counties

Stephenson neighbors Tazewell County ($76,704) and Warren County ($64,650), both of which outpace the local median. Washington County to the south earns $75,652, making Stephenson the weakest earner among its three closest neighbors.

Rent remains manageable at 14.8 percent

A 14.8% rent-to-income ratio signals that housing costs consume less than typical for U.S. renters, well below the 30% affordability threshold. Median home values of $127,500 are accessible, making both renting and homeownership feasible for median-income households.

Build stability through modest savings goals

Stephenson County households earning $61,943 can dedicate $1,240 monthly to savings and investments at a conservative 2.4% rate. Starting with employer 401(k) matches and building an emergency fund positions families to weather economic changes and build long-term wealth.

Frequently Asked Questions

What is the median household income in Stephenson County, Illinois?
The median household income in Stephenson County, Illinois is $61,943, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Stephenson County?
The per capita income in Stephenson County is $34,672, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $61,943.
How does Stephenson County compare to the Illinois average?
Stephenson County's median household income of $61,943 is lower than the Illinois state average of $68,580. The per capita income is $34,672, compared to the state average of $36,009.
What is the per capita income in Stephenson County, Illinois?
The per capita income in Stephenson County, Illinois is $34,672, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Is Stephenson County a low-income area in Illinois?
Stephenson County's median household income of $61,943 is below the Illinois average of $68,580. The per capita income of $34,672 is also lower than the state average of $36,009. Lower incomes can reflect the local economic base, rural vs. urban location, and employment opportunities available in the area.
How does Stephenson County rank for income in Illinois?
Stephenson County ranks #69 out of 102 counties in Illinois by median household income (1 = highest). With a median household income of $61,943 and per capita income of $34,672, it falls in the bottom third of counties statewide.

Income Comparison Calculator

See how your household income compares in Stephenson County

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Your income is above the Stephenson County median

County median: $61,943 per year

vs. County Median

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vs. State Average

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vs. National Median

-17%

vs. Stephenson County MedianAbout equal
vs. Illinois Average10% below
vs. National Median17% below

Income Adequacy

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Your monthly income ($5,162) vs. median rent ($764/mo). A ratio of 3.3x or higher means rent is under 30% of income.

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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.