Stephenson County, Illinois
Income Data
At a Glance
How Stephenson County Compares
Detailed Income Statistics
Data Story
About Household Income in Stephenson County, Illinois
Stephenson trails national income average
Stephenson County's median household income of $61,943 sits $12,812 below the national median of $74,755. This gap places the county in the lower half of U.S. counties, requiring households to stretch budgets further than most Americans.
Below-average ranking within Illinois
At $61,943, Stephenson County earns $6,637 less than Illinois's state average median income of $68,580. The county ranks in the lower tier among Illinois's 102 counties, though per capita income of $34,672 remains close to the state average of $36,009.
Moderate income compared to nearby counties
Stephenson neighbors Tazewell County ($76,704) and Warren County ($64,650), both of which outpace the local median. Washington County to the south earns $75,652, making Stephenson the weakest earner among its three closest neighbors.
Rent remains manageable at 14.8 percent
A 14.8% rent-to-income ratio signals that housing costs consume less than typical for U.S. renters, well below the 30% affordability threshold. Median home values of $127,500 are accessible, making both renting and homeownership feasible for median-income households.
Build stability through modest savings goals
Stephenson County households earning $61,943 can dedicate $1,240 monthly to savings and investments at a conservative 2.4% rate. Starting with employer 401(k) matches and building an emergency fund positions families to weather economic changes and build long-term wealth.
Frequently Asked Questions
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Income Comparison Calculator
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Your income is above the Stephenson County median
County median: $61,943 per year
vs. County Median
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vs. State Average
-10%
vs. National Median
-17%
Income Adequacy
Your monthly income ($5,162) vs. median rent ($764/mo). A ratio of 3.3x or higher means rent is under 30% of income.
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Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.