IncomeBy County

Shelby County, Illinois

Income Data

U.S. Census Bureau ACS
+0% vs. Illinois average
$68,457
Median Household Income
$33,372
Per Capita Income

At a Glance

Median Household Income
$68,457
+0% vs. state avg
Per Capita Income
$33,372
-15% vs. national
Income-to-Housing Ratio
52.5%
income as % of home value
Rank in Illinois
#43 / 102
by median household income

Economic Indicators

Unemployment Rate
N/A
Labor Force Participation
N/A

How Shelby County Compares

Shelby County$68,457
Illinois Average$68,580
National Median$74,755

Detailed Income Statistics

$68,457
Median Household Income
$33,372
Per Capita Income
$130,400
Median Home Value
52.5%
Income-to-Housing Ratio

Income Advisory: Shelby County

Income Verdict

Shelby County has a median household income of $68,457 and per capita income of $33,372 — a gap of $35,085, suggesting a typical mix of dual-income and single-earner households.

Housing Affordability

With median gross rent at $762/month and a median household income of $68,457, rent consumes approximately 13.4% of monthly income — well within affordable thresholds.

Economic Context

A median household income of $68,457 suggests moderate-to-strong purchasing power, generally sufficient to cover essentials with room for discretionary spending in most markets. Per capita income of $33,372 is in line with national norms for individual earners.

Neighbor Context

Shelby County earns approximately 0.2% below the Illinois state median household income of $68,580.

Data Story

About Household Income in Shelby County, Illinois

Shelby Trails the National Median

Shelby County's median household income of $68,457 falls 8.4% short of the national median of $74,755. Typical families here earn about $6,298 less annually than the national average, reflecting regional economic constraints.

Just Slightly Below State Average

Shelby County's $68,457 median income is nearly aligned with Illinois's state average of $68,580, falling just $123 short. The county performs solidly relative to its peers statewide despite lagging the national benchmark.

Mid-Range Performance in Central Illinois

Shelby's $68,457 median income positions it in the middle of the profiled counties, higher than Rock Island and Schuyler but below Sangamon and Scott. The county's per capita income of $33,372 reflects modest individual earning power.

Solid Housing Affordability

At 13.4%, Shelby County's rent-to-income ratio is well below the 30% affordability threshold, indicating manageable housing costs. The median home value of $130,400 remains accessible for families earning the county median.

Build Steady Wealth in Shelby County

With a median household income of $68,457, Shelby County residents have meaningful capacity to save and invest for the future. Establishing regular contributions to retirement accounts and investment portfolios can help families compound wealth over time.

Frequently Asked Questions

What is the median household income in Shelby County, Illinois?
The median household income in Shelby County, Illinois is $68,457, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Shelby County?
The per capita income in Shelby County is $33,372, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $68,457.
How does Shelby County compare to the Illinois average?
Shelby County's median household income of $68,457 is lower than the Illinois state average of $68,580. The per capita income is $33,372, compared to the state average of $36,009.
What is the per capita income in Shelby County, Illinois?
The per capita income in Shelby County, Illinois is $33,372, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Is Shelby County a low-income area in Illinois?
Shelby County's median household income of $68,457 is below the Illinois average of $68,580. The per capita income of $33,372 is also lower than the state average of $36,009. Lower incomes can reflect the local economic base, rural vs. urban location, and employment opportunities available in the area.
How does Shelby County rank for income in Illinois?
Shelby County ranks #43 out of 102 counties in Illinois by median household income (1 = highest). With a median household income of $68,457 and per capita income of $33,372, it falls in the middle third of counties statewide.

Income Comparison Calculator

See how your household income compares in Shelby County

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County median: $68,457 per year

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vs. State Average

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vs. National Median

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vs. Shelby County MedianAbout equal
vs. Illinois AverageAbout equal
vs. National Median▼ 8% below

Income Adequacy

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Your monthly income ($5,705) vs. median rent ($762/mo). A ratio of 3.3x or higher means rent is under 30% of income.

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Counties with Similar Income Levels

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$68,459
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$68,455
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$68,462
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Grand Forks County
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$68,450
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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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