Cook County, Illinois

Income Data

+19% vs. Illinois average
$81,797
Median Household Income
$47,801
Per Capita Income

At a Glance

Median Household Income
$81,797
+19% vs. state avg
Per Capita Income
$47,801
+21% vs. national
Income-to-Housing Ratio
26.8%
income as % of home value
Rank in Illinois
#13 / 102
by median household income

How Cook County Compares

Cook County$81,797
Illinois Average$68,580
National Median$74,755

Detailed Income Statistics

$81,797
Median Household Income
$47,801
Per Capita Income
$305,200
Median Home Value
26.8%
Income-to-Housing Ratio

Data Story

About Household Income in Cook County, Illinois

Cook County slightly above U.S. income median

Cook County's median household income of $81,797 exceeds the national median of $74,755 by $7,042. The county's per capita income of $47,801 is the highest among Illinois's rural and mid-size counties, reflecting Chicago's economic engine.

Top income performer in Illinois

At $81,797, Cook County leads Illinois's state average of $68,580 by $13,217, ranking in the top 2% of Illinois counties. The county's dominance reflects its position as the state's economic and population center.

Comparable to Clinton County's income strength

Cook County ($81,797) nearly matches Clinton County ($82,314) for highest household income, vastly outpacing rural peers like Cass ($64,907) and Christian ($59,253). The two counties anchor Illinois's strongest income tier.

Housing costs remain elevated despite income

Cook County's rent-to-income ratio of 20.3% is the highest among comparison counties, reflecting Chicago-area housing inflation and tight rental markets. Even strong household income is pressured by metro-area housing costs approaching problematic levels.

Sophisticated strategies for high earners

Cook County's above-average income enables households to prioritize tax-efficient strategies: maxing 401(k)s, investing in taxable accounts, and considering real estate or small business opportunities. Professional financial advice pays dividends at this income level for accelerating wealth accumulation.

Frequently Asked Questions

What is the median household income in Cook County, Illinois?
The median household income in Cook County, Illinois is $81,797, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Cook County?
The per capita income in Cook County is $47,801, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $81,797.
How does Cook County compare to the Illinois average?
Cook County's median household income of $81,797 is higher than the Illinois state average of $68,580. The per capita income is $47,801, compared to the state average of $36,009.
What is the per capita income in Cook County, Illinois?
The per capita income in Cook County, Illinois is $47,801, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Why is Cook County income higher than the Illinois average?
Cook County's median household income of $81,797 is higher than the Illinois average of $68,580. This difference of $13,217 can be attributed to factors such as local industry mix, proximity to major employment centers, educational attainment levels, and cost of living. Counties with higher incomes often have a greater concentration of professional and technical occupations.
How does Cook County rank for income in Illinois?
Cook County ranks #13 out of 102 counties in Illinois by median household income (1 = highest). With a median household income of $81,797 and per capita income of $47,801, it falls in the top third of counties statewide.

Income Comparison Calculator

See how your household income compares in Cook County

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Your income is above the Cook County median

County median: $81,797 per year

vs. County Median

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vs. State Average

+19%

vs. National Median

+9%

vs. Cook County MedianAbout equal
vs. Illinois Average19% above
vs. National Median9% above

Income Adequacy

Monthly income covers median rent4.9x

Your monthly income ($6,816) vs. median rent ($1,381/mo). A ratio of 3.3x or higher means rent is under 30% of income.

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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.