Polk County, Iowa
Income Data
U.S. Census Bureau ACSAt a Glance
Economic Indicators
How Polk County Compares
Detailed Income Statistics
Income Advisory: Polk County
Income Verdict
Polk County has a median household income of $81,621 and per capita income of $44,008 — a gap of $37,613, suggesting a typical mix of dual-income and single-earner households.
Housing Affordability
With median gross rent at $1,113/month and a median household income of $81,621, rent consumes approximately 16.4% of monthly income — well within affordable thresholds.
Economic Context
A median household income of $81,621 suggests moderate-to-strong purchasing power, generally sufficient to cover essentials with room for discretionary spending in most markets. Per capita income of $44,008 is in line with national norms for individual earners.
Neighbor Context
Polk County earns approximately 16.9% above the Iowa state median household income of $69,830, positioning it favorably within the state.
Data Story
About Household Income in Polk County, Iowa
Polk County Beats National Average
Polk County's median household income of $81,621 surpasses the national median of $74,755 by nearly $6,900. This strong position reflects Des Moines's role as Iowa's economic and employment hub.
Iowa's Top Income County
Polk County's $81,621 median income ranks among the highest in Iowa, exceeding the state average of $69,830 by $11,800. As home to the capital and largest metro area, Polk drives the state's economic performance.
Outpaces Surrounding Rural Counties
Polk County ($81,621) significantly outearns Pottawattamie County ($71,446) and Poweshiek County ($64,837) in adjacent areas. The metro advantage provides diverse job markets and higher-wage opportunities.
Urban Costs Challenge Affordability
Polk County's 16.4% rent-to-income ratio remains manageable, though median home values of $248,400 require substantial household income. Des Moines's higher living costs consume a larger share of income than rural Iowa counties.
Use Metro Advantages to Build Wealth
Polk County residents benefit from higher incomes and diverse employer-sponsored retirement plans in Des Moines's job market. Maximize 401(k) matches, diversify investments, and consider tax-efficient strategies like HSAs to accelerate wealth accumulation.
Frequently Asked Questions
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How does Polk County rank for income in Iowa?
Income Comparison Calculator
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Your income is above the Polk County median
County median: $81,621 per year
vs. County Median
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vs. State Average
+17%
vs. National Median
+9%
Income Adequacy
Your monthly income ($6,802) vs. median rent ($1,113/mo). A ratio of 3.3x or higher means rent is under 30% of income.
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Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.