Hawaii County, Hawaii

Income Data

U.S. Census Bureau ACS

-15% vs. Hawaii average

$77,215

Median Household Income

$38,406

Per Capita Income

At a Glance

Median Household Income

$77,215

-15% vs. state avg

Per Capita Income

$38,406

-3% vs. national

Income-to-Housing Ratio

15.9%

income as % of home value

Rank in Hawaii

#5 / 5

by median household income

Economic Indicators

Unemployment Rate

N/A

Labor Force Participation

N/A

How Hawaii County Compares

Hawaii County$77,215

Hawaii Average$91,283

National Median$74,755

Detailed Income Statistics

$77,215

Median Household Income

$38,406

Per Capita Income

$486,400

Median Home Value

15.9%

Income-to-Housing Ratio

Income Advisory: Hawaii County

Income Verdict

Hawaii County has a median household income of $77,215 and per capita income of $38,406 — a gap of $38,809, suggesting a typical mix of dual-income and single-earner households.

Housing Affordability

With median gross rent at $1,411/month and a median household income of $77,215, rent consumes approximately 21.9% of monthly income — well within affordable thresholds.

Economic Context

A median household income of $77,215 suggests moderate-to-strong purchasing power, generally sufficient to cover essentials with room for discretionary spending in most markets. Per capita income of $38,406 is in line with national norms for individual earners.

Neighbor Context

Hawaii County earns approximately 15.4% below the Hawaii state median household income of $91,283.

Data Story

About Household Income in Hawaii County, Hawaii

Hawaii County earns above the national median

At $77,215, Hawaii County's median household income sits 3% above the U.S. median of $74,755, placing it solidly in the upper-middle tier nationally. This positions the county ahead of roughly half of all American counties, reflecting strong earning power relative to the country as a whole.

Below Hawaii's state average income

Hawaii County ranks fourth among the state's five counties, with a median income nearly $14,000 below Hawaii's state average of $91,283. Only Kalawao County earns less among Hawaii's island counties, underscoring the wider wealth concentration in Honolulu and Maui.

Island earnings vary by destination

Hawaii County's $77,215 median trails Maui County ($95,076) by 18% and Kauai County ($93,612) by 17%, reflecting differences in tourism, agriculture, and business presence across the islands. Honolulu County, home to Oahu and the state capital, significantly outpaces Hawaii County at $104,264.

Housing costs remain manageable here

Hawaii County's 21.9% rent-to-income ratio—the lowest among Hawaiian counties—suggests households dedicate roughly one-fifth of earnings to rent, which is healthier than the 23-24% ratio seen in neighboring islands. With a median home value of $486,400, homeownership remains challenging but housing burden is lighter than elsewhere in Hawaii.

Build financial resilience with planning

Hawaii County households earning $77,215 can leverage tax-advantaged savings accounts and diversified investments to grow wealth beyond housing costs. Consider consulting a financial advisor to optimize retirement planning and build emergency reserves that account for Hawaii's higher cost of living.

Frequently Asked Questions

What is the median household income in Hawaii County, Hawaii?

The median household income in Hawaii County, Hawaii is $77,215, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.

How much do people earn in Hawaii County?

The per capita income in Hawaii County is $38,406, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $77,215.

How does Hawaii County compare to the Hawaii average?

Hawaii County's median household income of $77,215 is lower than the Hawaii state average of $91,283. The per capita income is $38,406, compared to the state average of $42,293.

What is the per capita income in Hawaii County, Hawaii?

The per capita income in Hawaii County, Hawaii is $38,406, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.

Is Hawaii County a low-income area in Hawaii?

Hawaii County's median household income of $77,215 is below the Hawaii average of $91,283. The per capita income of $38,406 is also lower than the state average of $42,293. Lower incomes can reflect the local economic base, rural vs. urban location, and employment opportunities available in the area.

How does Hawaii County rank for income in Hawaii?

Hawaii County ranks #5 out of 5 counties in Hawaii by median household income (1 = highest). With a median household income of $77,215 and per capita income of $38,406, it falls in the bottom third of counties statewide.