Cumberland County, Virginia

Income Data

-24% vs. Virginia average
$57,057
Median Household Income
$36,142
Per Capita Income

At a Glance

Median Household Income
$57,057
-24% vs. state avg
Per Capita Income
$36,142
-8% vs. national
Income-to-Housing Ratio
25.9%
income as % of home value
Rank in Virginia
#96 / 133
by median household income

How Cumberland County Compares

Cumberland County$57,057
Virginia Average$74,957
National Median$74,755

Detailed Income Statistics

$57,057
Median Household Income
$36,142
Per Capita Income
$220,100
Median Home Value
25.9%
Income-to-Housing Ratio

Data Story

About Household Income in Cumberland County, Virginia

Cumberland falls short of national earnings

Cumberland County's median household income of $57,057 trails the national median of $74,755 by 24%, a $17,698 shortfall indicating below-average economic performance. The county's rural economy generates incomes well below U.S. benchmarks.

Among Virginia's lowest earners

Cumberland County's $57,057 median household income ranks near the bottom in Virginia, falling $17,900 below the state average of $74,957. Only a handful of Virginia jurisdictions earn less.

Struggles compared to regional peers

Cumberland's $57,057 median income trails Craig ($67,778), Culpeper ($96,098), Chesterfield ($98,910), and Chesapeake ($94,189), though it exceeds Covington ($42,724). Median home values of $220,100 remain modest and affordable.

Housing costs strain limited budgets

Cumberland's rent-to-income ratio of 17.8% approaches the upper limit of affordability for lower-income households, consuming significant household resources. Median home values of $220,100 strain the typical household budget relative to earnings.

Build wealth despite economic constraints

Cumberland's per capita income of $36,142 leaves limited room for savings, requiring households to prioritize carefully. Focus on accessible retirement programs, emergency fund building, and incremental income growth through career advancement or additional employment.

Frequently Asked Questions

What is the median household income in Cumberland County, Virginia?
The median household income in Cumberland County, Virginia is $57,057, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Cumberland County?
The per capita income in Cumberland County is $36,142, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $57,057.
How does Cumberland County compare to the Virginia average?
Cumberland County's median household income of $57,057 is lower than the Virginia state average of $74,957. The per capita income is $36,142, compared to the state average of $39,155.
What is the per capita income in Cumberland County, Virginia?
The per capita income in Cumberland County, Virginia is $36,142, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Is Cumberland County a low-income area in Virginia?
Cumberland County's median household income of $57,057 is below the Virginia average of $74,957. The per capita income of $36,142 is also lower than the state average of $39,155. Lower incomes can reflect the local economic base, rural vs. urban location, and employment opportunities available in the area.
How does Cumberland County rank for income in Virginia?
Cumberland County ranks #96 out of 133 counties in Virginia by median household income (1 = highest). With a median household income of $57,057 and per capita income of $36,142, it falls in the bottom third of counties statewide.

Income Comparison Calculator

See how your household income compares in Cumberland County

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Your income is above the Cumberland County median

County median: $57,057 per year

vs. County Median

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vs. State Average

-24%

vs. National Median

-24%

vs. Cumberland County MedianAbout equal
vs. Virginia Average24% below
vs. National Median24% below

Income Adequacy

Monthly income covers median rent5.6x

Your monthly income ($4,755) vs. median rent ($847/mo). A ratio of 3.3x or higher means rent is under 30% of income.

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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.