Cumberland County, Virginia
Income Data
At a Glance
How Cumberland County Compares
Detailed Income Statistics
Data Story
About Household Income in Cumberland County, Virginia
Cumberland falls short of national earnings
Cumberland County's median household income of $57,057 trails the national median of $74,755 by 24%, a $17,698 shortfall indicating below-average economic performance. The county's rural economy generates incomes well below U.S. benchmarks.
Among Virginia's lowest earners
Cumberland County's $57,057 median household income ranks near the bottom in Virginia, falling $17,900 below the state average of $74,957. Only a handful of Virginia jurisdictions earn less.
Struggles compared to regional peers
Cumberland's $57,057 median income trails Craig ($67,778), Culpeper ($96,098), Chesterfield ($98,910), and Chesapeake ($94,189), though it exceeds Covington ($42,724). Median home values of $220,100 remain modest and affordable.
Housing costs strain limited budgets
Cumberland's rent-to-income ratio of 17.8% approaches the upper limit of affordability for lower-income households, consuming significant household resources. Median home values of $220,100 strain the typical household budget relative to earnings.
Build wealth despite economic constraints
Cumberland's per capita income of $36,142 leaves limited room for savings, requiring households to prioritize carefully. Focus on accessible retirement programs, emergency fund building, and incremental income growth through career advancement or additional employment.
Frequently Asked Questions
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Income Comparison Calculator
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Your income is above the Cumberland County median
County median: $57,057 per year
vs. County Median
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vs. State Average
-24%
vs. National Median
-24%
Income Adequacy
Your monthly income ($4,755) vs. median rent ($847/mo). A ratio of 3.3x or higher means rent is under 30% of income.
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Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.