Charlottesville city, Virginia

Income Data

-7% vs. Virginia average
$69,829
Median Household Income
$48,395
Per Capita Income

At a Glance

Median Household Income
$69,829
-7% vs. state avg
Per Capita Income
$48,395
+23% vs. national
Income-to-Housing Ratio
15.6%
income as % of home value
Rank in Virginia
#58 / 133
by median household income

How Charlottesville city Compares

Charlottesville city$69,829
Virginia Average$74,957
National Median$74,755

Detailed Income Statistics

$69,829
Median Household Income
$48,395
Per Capita Income
$448,400
Median Home Value
15.6%
Income-to-Housing Ratio

Data Story

About Household Income in Charlottesville city, Virginia

Charlottesville moderately below national income

Charlottesville's median household income of $69,829 trails the national median of $74,755 by 7%. The city's above-average per capita income of $48,395 reflects a diverse workforce anchored by the University of Virginia and professional services.

Below Virginia average but affluent core

Charlottesville's $69,829 median household income is about $5,000 below Virginia's average of $74,957. However, the per capita income of $48,395 significantly exceeds Virginia's $39,155, indicating concentrations of highly educated, high-earning professionals.

Mid-range income in regional context

Charlottesville's $69,829 median falls between Campbell County ($62,608) and Caroline County ($86,267). The city earns substantially more than Charlotte ($48,892) and Buena Vista ($54,458), reflecting its role as a regional economic hub.

Housing costs strain even strong incomes

Charlottesville's rent-to-income ratio of 25.0% approaches the alert threshold, indicating housing costs consume one-quarter of median income. The median home value of $448,400 is nearly triple the state average, reflecting gentrification and university-driven demand.

Navigate high costs with smart planning

Charlottesville's high housing costs challenge even above-average earners, but the city's educated workforce has strong income-growth potential. Focus on negotiating competitive salaries, exploring employer benefits and stock options, and seeking creative housing solutions like co-investments or shared ownership models.

Frequently Asked Questions

What is the median household income in Charlottesville city, Virginia?
The median household income in Charlottesville city, Virginia is $69,829, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Charlottesville city?
The per capita income in Charlottesville city is $48,395, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $69,829.
How does Charlottesville city compare to the Virginia average?
Charlottesville city's median household income of $69,829 is lower than the Virginia state average of $74,957. The per capita income is $48,395, compared to the state average of $39,155.
What is the per capita income in Charlottesville city, Virginia?
The per capita income in Charlottesville city, Virginia is $48,395, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Is Charlottesville city a low-income area in Virginia?
Charlottesville city's median household income of $69,829 is below the Virginia average of $74,957. The per capita income of $48,395 is also comparable to the state average of $39,155. Lower incomes can reflect the local economic base, rural vs. urban location, and employment opportunities available in the area.
How does Charlottesville city rank for income in Virginia?
Charlottesville city ranks #58 out of 133 counties in Virginia by median household income (1 = highest). With a median household income of $69,829 and per capita income of $48,395, it falls in the middle third of counties statewide.

Income Comparison Calculator

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County median: $69,829 per year

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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.