McNairy County, Tennessee

Income Data

-14% vs. Tennessee average
$50,714
Median Household Income
$26,747
Per Capita Income

At a Glance

Median Household Income
$50,714
-14% vs. state avg
Per Capita Income
$26,747
-32% vs. national
Income-to-Housing Ratio
33.6%
income as % of home value
Rank in Tennessee
#69 / 95
by median household income

How McNairy County Compares

McNairy County$50,714
Tennessee Average$58,994
National Median$74,755

Detailed Income Statistics

$50,714
Median Household Income
$26,747
Per Capita Income
$151,100
Median Home Value
33.6%
Income-to-Housing Ratio

Data Story

About Household Income in McNairy County, Tennessee

McNairy County faces significant income gap

McNairy County's median household income of $50,714 trails the national median of $74,755 by $24,041—a 32% shortfall that ranks it among America's lower-income counties. Per capita income of $26,747 falls well below the state average of $31,458, indicating economic stress across the community.

Lowest-earning county in Tennessee sample

McNairy County earns $8,280 less than the Tennessee state average of $58,994, making it one of the state's lowest-income communities. This 14% gap signals limited employment opportunities and lower skill-wage alignment in the local economy.

Struggling compared to surrounding counties

McNairy County's $50,714 median income is $9,960 below McMinn County ($59,674) and $19,451 below Marshall County ($70,829). The gap to the region's leader, Maury County ($74,162), reaches $23,448—making McNairy the region's most economically challenged community.

Housing affordable despite low incomes

McNairy County's rent-to-income ratio of 16.7% keeps housing costs manageable and below the 30% affordability ceiling. A median home value of $151,100—the lowest in the region—ensures that homeownership remains within reach for households earning the county median.

Prioritize earning potential and asset building

McNairy County's significantly below-average incomes require intentional wealth-building strategies to close the financial gap. Consider skills-based training in high-demand fields, remote work opportunities from outside employers, and maximize your position in affordable housing to build equity.

Frequently Asked Questions

What is the median household income in McNairy County, Tennessee?
The median household income in McNairy County, Tennessee is $50,714, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in McNairy County?
The per capita income in McNairy County is $26,747, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $50,714.
How does McNairy County compare to the Tennessee average?
McNairy County's median household income of $50,714 is lower than the Tennessee state average of $58,994. The per capita income is $26,747, compared to the state average of $31,458.
What is the per capita income in McNairy County, Tennessee?
The per capita income in McNairy County, Tennessee is $26,747, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Is McNairy County a low-income area in Tennessee?
McNairy County's median household income of $50,714 is below the Tennessee average of $58,994. The per capita income of $26,747 is also lower than the state average of $31,458. Lower incomes can reflect the local economic base, rural vs. urban location, and employment opportunities available in the area.
How does McNairy County rank for income in Tennessee?
McNairy County ranks #69 out of 95 counties in Tennessee by median household income (1 = highest). With a median household income of $50,714 and per capita income of $26,747, it falls in the bottom third of counties statewide.

Income Comparison Calculator

See how your household income compares in McNairy County

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Your income is above the McNairy County median

County median: $50,714 per year

vs. County Median

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vs. State Average

-14%

vs. National Median

-32%

vs. McNairy County MedianAbout equal
vs. Tennessee Average14% below
vs. National Median32% below

Income Adequacy

Monthly income covers median rent6.0x

Your monthly income ($4,226) vs. median rent ($706/mo). A ratio of 3.3x or higher means rent is under 30% of income.

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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.