Hardin County, Tennessee

Income Data

-17% vs. Tennessee average
$49,149
Median Household Income
$27,876
Per Capita Income

At a Glance

Median Household Income
$49,149
-17% vs. state avg
Per Capita Income
$27,876
-29% vs. national
Income-to-Housing Ratio
31.9%
income as % of home value
Rank in Tennessee
#79 / 95
by median household income

How Hardin County Compares

Hardin County$49,149
Tennessee Average$58,994
National Median$74,755

Detailed Income Statistics

$49,149
Median Household Income
$27,876
Per Capita Income
$154,000
Median Home Value
31.9%
Income-to-Housing Ratio

Data Story

About Household Income in Hardin County, Tennessee

Hardin County income moderately below national

Hardin County's median household income of $49,149 is approximately 34% below the national median of $74,755, positioning it in the lower-middle tier of American counties. The gap reflects the county's rural character and limited concentration of higher-wage employment.

Slightly below Tennessee average

Hardin County earns 17% less than Tennessee's state median of $58,994, ranking it among the state's lower-income counties. Per capita income of $27,876 also trails the state average of $31,458, indicating modest individual earning power across the population.

Moderate position in rural region

Hardin County's $49,149 median income places it above Hancock ($31,995) and Haywood ($43,513), but below Hawkins County ($55,278) and Henry County ($48,540). The county represents a typical lower-income rural Tennessee pattern with some stability in manufacturing and agriculture.

Housing costs are manageable

A rent-to-income ratio of 18.8% keeps housing affordable, staying comfortably below the 30% affordability threshold. With a median home value of $154,000 and moderate household incomes, residents have realistic opportunities to build home equity over time.

Build stability through smart planning

Hardin County residents can strengthen their financial foundation by automating savings of 5–10% of gross income, even if the amount seems small. Investigate local small business development resources or vocational training programs that align with regional employment growth areas to gradually increase earning potential.

Frequently Asked Questions

What is the median household income in Hardin County, Tennessee?
The median household income in Hardin County, Tennessee is $49,149, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Hardin County?
The per capita income in Hardin County is $27,876, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $49,149.
How does Hardin County compare to the Tennessee average?
Hardin County's median household income of $49,149 is lower than the Tennessee state average of $58,994. The per capita income is $27,876, compared to the state average of $31,458.
What is the per capita income in Hardin County, Tennessee?
The per capita income in Hardin County, Tennessee is $27,876, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Is Hardin County a low-income area in Tennessee?
Hardin County's median household income of $49,149 is below the Tennessee average of $58,994. The per capita income of $27,876 is also lower than the state average of $31,458. Lower incomes can reflect the local economic base, rural vs. urban location, and employment opportunities available in the area.
How does Hardin County rank for income in Tennessee?
Hardin County ranks #79 out of 95 counties in Tennessee by median household income (1 = highest). With a median household income of $49,149 and per capita income of $27,876, it falls in the bottom third of counties statewide.

Income Comparison Calculator

See how your household income compares in Hardin County

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Your income is above the Hardin County median

County median: $49,149 per year

vs. County Median

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vs. State Average

-17%

vs. National Median

-34%

vs. Hardin County MedianAbout equal
vs. Tennessee Average17% below
vs. National Median34% below

Income Adequacy

Monthly income covers median rent5.3x

Your monthly income ($4,096) vs. median rent ($770/mo). A ratio of 3.3x or higher means rent is under 30% of income.

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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.