Hardeman County, Tennessee
Income Data
At a Glance
How Hardeman County Compares
Detailed Income Statistics
Data Story
About Household Income in Hardeman County, Tennessee
Hardeman County income trails national average
Hardeman County's median household income of $46,173 falls 38% short of the national median of $74,755, reflecting economic pressures common in rural Tennessee. The income gap signals limited access to higher-wage job sectors compared to national trends.
Below-average income for Tennessee
Hardeman County earns 22% less than Tennessee's state median of $58,994, positioning it among the state's lower-income counties. Per capita income of $22,580 also lags the state average of $31,458, indicating broader household-level economic constraints.
Middle ground among rural counties
Hardeman County's $46,173 income sits between lower-income rural neighbors like Hancock ($31,995) and Haywood ($43,513), but trails Hawkins County ($55,278) by approximately $9,000. The county's position reflects its transition status between agricultural and small-industrial economies.
Housing takes significant income share
A rent-to-income ratio of 21.3% consumes more than one-fifth of median household income, approaching the affordability threshold. With a median home value of $116,800, homeownership remains achievable but requires careful financial planning and minimal household debt.
Strategic savings unlock opportunity
Hardeman County residents can build wealth by prioritizing employer retirement benefits if available, then directing even $50–$100 monthly into a dedicated savings account for unexpected expenses. Exploring workforce training programs in logistics or advanced manufacturing—sectors expanding in surrounding regions—could open pathways to higher wages.
Frequently Asked Questions
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Income Comparison Calculator
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Your income is above the Hardeman County median
County median: $46,173 per year
vs. County Median
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vs. State Average
-22%
vs. National Median
-38%
Income Adequacy
Your monthly income ($3,848) vs. median rent ($818/mo). A ratio of 3.3x or higher means rent is under 30% of income.
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Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.