Hamilton County, Tennessee
Income Data
At a Glance
How Hamilton County Compares
Detailed Income Statistics
Data Story
About Household Income in Hamilton County, Tennessee
Hamilton County earns above the national average
Hamilton County's median household income of $72,568 sits just slightly below the national median of $74,755, placing it in the upper tier of American counties. This strong performance reflects the county's diverse economy anchored by Chattanooga's healthcare and manufacturing sectors.
Top earners among Tennessee counties
Hamilton County ranks among Tennessee's highest-income counties, earning 23% more than the state median of $58,994. The county's per capita income of $43,484 also significantly outpaces the state average of $31,458, signaling robust individual earning power.
Chattanooga area leads regional income
Hamilton County's $72,568 median income substantially exceeds nearby Hawkins County ($55,278) and Henderson County ($53,471), reflecting Chattanooga's role as the region's economic engine. The gap of nearly $20,000 demonstrates the concentration of higher-wage jobs in urban versus rural neighboring counties.
Housing costs remain manageable here
A rent-to-income ratio of 19.2% keeps housing costs affordable for most households, well below the 30% threshold experts recommend. With a median home value of $282,100 and strong household incomes, residents have realistic paths to homeownership.
Build on Chattanooga's economic momentum
With incomes near national levels and reasonable housing costs, Hamilton County residents are positioned to prioritize retirement savings and investment. Consider consulting a financial advisor about maximizing employer 401(k) matches and exploring diversified investment portfolios to compound long-term wealth.
Frequently Asked Questions
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Your income is above the Hamilton County median
County median: $72,568 per year
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vs. State Average
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vs. National Median
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Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.