Hamilton County, Tennessee

Income Data

+23% vs. Tennessee average
$72,568
Median Household Income
$43,484
Per Capita Income

At a Glance

Median Household Income
$72,568
+23% vs. state avg
Per Capita Income
$43,484
+10% vs. national
Income-to-Housing Ratio
25.7%
income as % of home value
Rank in Tennessee
#13 / 95
by median household income

How Hamilton County Compares

Hamilton County$72,568
Tennessee Average$58,994
National Median$74,755

Detailed Income Statistics

$72,568
Median Household Income
$43,484
Per Capita Income
$282,100
Median Home Value
25.7%
Income-to-Housing Ratio

Data Story

About Household Income in Hamilton County, Tennessee

Hamilton County earns above the national average

Hamilton County's median household income of $72,568 sits just slightly below the national median of $74,755, placing it in the upper tier of American counties. This strong performance reflects the county's diverse economy anchored by Chattanooga's healthcare and manufacturing sectors.

Top earners among Tennessee counties

Hamilton County ranks among Tennessee's highest-income counties, earning 23% more than the state median of $58,994. The county's per capita income of $43,484 also significantly outpaces the state average of $31,458, signaling robust individual earning power.

Chattanooga area leads regional income

Hamilton County's $72,568 median income substantially exceeds nearby Hawkins County ($55,278) and Henderson County ($53,471), reflecting Chattanooga's role as the region's economic engine. The gap of nearly $20,000 demonstrates the concentration of higher-wage jobs in urban versus rural neighboring counties.

Housing costs remain manageable here

A rent-to-income ratio of 19.2% keeps housing costs affordable for most households, well below the 30% threshold experts recommend. With a median home value of $282,100 and strong household incomes, residents have realistic paths to homeownership.

Build on Chattanooga's economic momentum

With incomes near national levels and reasonable housing costs, Hamilton County residents are positioned to prioritize retirement savings and investment. Consider consulting a financial advisor about maximizing employer 401(k) matches and exploring diversified investment portfolios to compound long-term wealth.

Frequently Asked Questions

What is the median household income in Hamilton County, Tennessee?
The median household income in Hamilton County, Tennessee is $72,568, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Hamilton County?
The per capita income in Hamilton County is $43,484, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $72,568.
How does Hamilton County compare to the Tennessee average?
Hamilton County's median household income of $72,568 is higher than the Tennessee state average of $58,994. The per capita income is $43,484, compared to the state average of $31,458.
What is the per capita income in Hamilton County, Tennessee?
The per capita income in Hamilton County, Tennessee is $43,484, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Why is Hamilton County income higher than the Tennessee average?
Hamilton County's median household income of $72,568 is higher than the Tennessee average of $58,994. This difference of $13,574 can be attributed to factors such as local industry mix, proximity to major employment centers, educational attainment levels, and cost of living. Counties with higher incomes often have a greater concentration of professional and technical occupations.
How does Hamilton County rank for income in Tennessee?
Hamilton County ranks #13 out of 95 counties in Tennessee by median household income (1 = highest). With a median household income of $72,568 and per capita income of $43,484, it falls in the top third of counties statewide.

Income Comparison Calculator

See how your household income compares in Hamilton County

$
1.00x

Your income is above the Hamilton County median

County median: $72,568 per year

vs. County Median

+0%

vs. State Average

+23%

vs. National Median

-3%

vs. Hamilton County MedianAbout equal
vs. Tennessee Average23% above
vs. National Median3% below

Income Adequacy

Monthly income covers median rent5.2x

Your monthly income ($6,047) vs. median rent ($1,163/mo). A ratio of 3.3x or higher means rent is under 30% of income.

Sponsored

Grow Your Wealth

See how your income stacks up in Hamilton County, Tennessee? Start investing smarter with a robo-advisor that builds a diversified portfolio for you.

Start Investing

Counties with Similar Income Levels

Sponsored

Compare Financial Products in Tennessee

Compare savings accounts, CDs, and money market rates from top banks to make the most of your earnings.

Compare Rates

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.