Cumberland County, Pennsylvania
Income Data
At a Glance
How Cumberland County Compares
Detailed Income Statistics
Data Story
About Household Income in Cumberland County, Pennsylvania
Cumberland outpaces U.S. income median
Cumberland County's median household income of $85,634 exceeds the national median of $74,755 by $10,879, a 14.6% premium. This places Cumberland among the wealthier counties nationally and well above most Pennsylvania peers. The strong performance reflects a diversified economy with proximity to state capital Harrisburg.
Second-wealthiest county in sample
Cumberland's $85,634 median household income ranks second only to Delaware County ($88,576) in this eight-county comparison and exceeds Pennsylvania's state average of $69,614 by $16,020. Per capita income of $45,365 also ranks among the highest statewide. Cumberland's economic strength reflects both individual prosperity and regional development.
Clear leader in regional earnings
Cumberland's $85,634 median household income vastly exceeds all other peers in this sample, surpassing Dauphin ($74,159) by over $11,000 and trailing only Delaware County. This commanding lead reflects Cumberland's location, economic diversity, and proximity to government and professional services sectors. The gap widens significantly in the western counties.
Incomes support rising home values
Cumberland's 16.6% rent-to-income ratio is balanced, but the median home value of $261,900 consumes a significant portion of household wealth. Residents earning $85,634 spend roughly $1,180 monthly on rent, while home purchases require substantial down payments. The affordability challenge intensifies because property values continue appreciating faster than wages.
Diversify wealth beyond home equity
Cumberland's above-average incomes provide opportunity to build wealth in stocks, bonds, and alternative investments beyond real estate. Max out 401(k) and IRA contributions, then explore taxable investment accounts for additional growth. With consistent contributions and disciplined rebalancing, high-income earners can accumulate meaningful wealth within 10–15 years.
Frequently Asked Questions
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Income Comparison Calculator
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Your income is above the Cumberland County median
County median: $85,634 per year
vs. County Median
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vs. State Average
+23%
vs. National Median
+15%
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Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.