Harmon County, Oklahoma
Income Data
U.S. Census Bureau ACSAt a Glance
Economic Indicators
How Harmon County Compares
Detailed Income Statistics
Income Advisory: Harmon County
Income Verdict
Harmon County has a median household income of $54,286 and per capita income of $31,601 — a gap of $22,685, suggesting a higher share of single-earner or non-family households.
Housing Affordability
With median gross rent at $663/month and a median household income of $54,286, rent consumes approximately 14.7% of monthly income — well within affordable thresholds.
Economic Context
With a median household income of $54,286, residents of Harmon County likely face budget constraints in higher-cost regions but may find cost of living manageable locally. Per capita income of $31,601 is in line with national norms for individual earners.
Neighbor Context
Harmon County earns approximately 6.8% below the Oklahoma state median household income of $58,273.
Data Story
About Household Income in Harmon County, Oklahoma
Harmon trails far behind national
At $54,286, Harmon County's median household income trails the U.S. median of $74,755 by a significant 27.4%. This substantial gap highlights the economic struggles facing many rural Oklahoma communities.
Below Oklahoma state average
Harmon County's $54,286 income falls $3,987 short of Oklahoma's state average of $58,273. The county ranks in the lower third of Oklahoma's 77 counties, facing steeper economic challenges than most of the state.
Among the region's lower earners
Harmon County ($54,286) underperforms most nearby counties, including Greer ($60,183), Grant ($61,824), and Garvin ($57,127). Only Hughes ($47,923) and Haskell ($49,930) counties have lower median incomes in the broader region.
Housing remains affordable
Despite lower income, Harmon County's rent-to-income ratio of 14.7% remains solidly affordable, and the median home value of $75,700 is among the lowest in the state. Housing costs are well-managed relative to earnings, protecting household budgets.
Smart planning can build security
While income lags at $54,286, Harmon County's affordable housing provides a foundation for financial growth. Focus on budgeting, eliminating high-interest debt, and gradually building emergency savings before pursuing investment opportunities.
Frequently Asked Questions
What is the median household income in Harmon County, Oklahoma?
How much do people earn in Harmon County?
How does Harmon County compare to the Oklahoma average?
What is the per capita income in Harmon County, Oklahoma?
Is Harmon County a low-income area in Oklahoma?
How does Harmon County rank for income in Oklahoma?
Income Comparison Calculator
See how your household income compares in Harmon County
Your income is above the Harmon County median
County median: $54,286 per year
vs. County Median
+0%
vs. State Average
-7%
vs. National Median
-27%
Income Adequacy
Your monthly income ($4,524) vs. median rent ($663/mo). A ratio of 3.3x or higher means rent is under 30% of income.
Grow Your Wealth
See how your income stacks up in Harmon County, Oklahoma? Start investing smarter with a robo-advisor that builds a diversified portfolio for you.
Start InvestingCounties with Similar Income Levels
Compare Financial Products in Oklahoma
Compare savings accounts, CDs, and money market rates from top banks to make the most of your earnings.
Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.