Clay County, Mississippi

Income Data

-18% vs. Mississippi average
$39,904
Median Household Income
$24,734
Per Capita Income

At a Glance

Median Household Income
$39,904
-18% vs. state avg
Per Capita Income
$24,734
-37% vs. national
Income-to-Housing Ratio
34.5%
income as % of home value
Rank in Mississippi
#65 / 82
by median household income

How Clay County Compares

Clay County$39,904
Mississippi Average$48,514
National Median$74,755

Detailed Income Statistics

$39,904
Median Household Income
$24,734
Per Capita Income
$115,600
Median Home Value
34.5%
Income-to-Housing Ratio

Data Story

About Household Income in Clay County, Mississippi

Clay income falls short nationally

Clay County's median household income of $39,904 is 47% below the national median of $74,755, placing it among America's lower-earning rural counties. Significant economic barriers limit wealth-building potential for most residents.

Below average within Mississippi

Clay's $39,904 median household income trails Mississippi's state average of $48,514 by $8,610, ranking it in the lower third of the state's 82 counties. The county faces persistent income challenges.

Struggling relative to nearby areas

Clay ($39,904) earns less than most neighbors including Chickasaw ($43,041), Choctaw ($48,321), and Covington ($47,001). Only Claiborne ($34,371) and Coahoma ($36,259) perform worse in this regional grouping.

Housing costs burden limited incomes

Clay's rent-to-income ratio of 21.6% means renters dedicate over one-fifth of household income to housing, above the 20% comfort mark. Combined with a median income of $39,904, residents have minimal resources for savings and unexpected costs.

Start small and compound gains

Clay residents should prioritize financial literacy and establish modest emergency savings through community credit unions or savings programs. Small, consistent steps can gradually improve financial security over time.

Frequently Asked Questions

What is the median household income in Clay County, Mississippi?
The median household income in Clay County, Mississippi is $39,904, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Clay County?
The per capita income in Clay County is $24,734, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $39,904.
How does Clay County compare to the Mississippi average?
Clay County's median household income of $39,904 is lower than the Mississippi state average of $48,514. The per capita income is $24,734, compared to the state average of $27,136.
What is the per capita income in Clay County, Mississippi?
The per capita income in Clay County, Mississippi is $24,734, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Is Clay County a low-income area in Mississippi?
Clay County's median household income of $39,904 is below the Mississippi average of $48,514. The per capita income of $24,734 is also lower than the state average of $27,136. Lower incomes can reflect the local economic base, rural vs. urban location, and employment opportunities available in the area.
How does Clay County rank for income in Mississippi?
Clay County ranks #65 out of 82 counties in Mississippi by median household income (1 = highest). With a median household income of $39,904 and per capita income of $24,734, it falls in the bottom third of counties statewide.

Income Comparison Calculator

See how your household income compares in Clay County

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Your income is above the Clay County median

County median: $39,904 per year

vs. County Median

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vs. State Average

-18%

vs. National Median

-47%

vs. Clay County MedianAbout equal
vs. Mississippi Average18% below
vs. National Median47% below

Income Adequacy

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Your monthly income ($3,325) vs. median rent ($718/mo). A ratio of 3.3x or higher means rent is under 30% of income.

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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.