Champaign County, Ohio
Income Data
U.S. Census Bureau ACSAt a Glance
Economic Indicators
How Champaign County Compares
Detailed Income Statistics
Income Advisory: Champaign County
Income Verdict
Champaign County has a median household income of $74,239 and per capita income of $35,326 — a gap of $38,913, suggesting a typical mix of dual-income and single-earner households.
Housing Affordability
With median gross rent at $884/month and a median household income of $74,239, rent consumes approximately 14.3% of monthly income — well within affordable thresholds.
Economic Context
A median household income of $74,239 suggests moderate-to-strong purchasing power, generally sufficient to cover essentials with room for discretionary spending in most markets. Per capita income of $35,326 is in line with national norms for individual earners.
Neighbor Context
Champaign County earns approximately 9% above the Ohio state median household income of $68,101, positioning it favorably within the state.
Data Story
About Household Income in Champaign County, Ohio
Champaign matches national average
Champaign County's median household income of $74,239 virtually matches the national median of $74,755, placing it squarely at the 50th percentile of U.S. counties. This parity reflects a diversified local economy balancing agriculture, light manufacturing, and services.
Middle of Ohio's pack
At $74,239, Champaign County runs 9.0% above Ohio's county average of $68,101, positioning it in the upper-middle tier of the state. This standing suggests stronger-than-average economic stability within Ohio.
Solid performer regionally
Champaign's $74,239 exceeds Carroll County ($64,675) to the south and Clinton County ($68,125) but lags neighboring Butler ($81,194) and Clermont ($83,178). Within its peer group, Champaign holds steady as a middle-income anchor.
Low housing burden
Champaign County's rent-to-income ratio of 14.3% is among the lowest in the state, and median home values of $186,300 remain affordable for median-income households. Housing costs consume a healthy portion of the county budget.
Solid foundation for savings
With national-average household income and below-average housing costs, Champaign residents can redirect savings to retirement accounts and investment portfolios. Building a 6-month emergency fund and contributing to 401(k)s are realistic first steps.
Frequently Asked Questions
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Income Comparison Calculator
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Your income is above the Champaign County median
County median: $74,239 per year
vs. County Median
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vs. State Average
+9%
vs. National Median
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Income Adequacy
Your monthly income ($6,187) vs. median rent ($884/mo). A ratio of 3.3x or higher means rent is under 30% of income.
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Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.