Graham County, North Carolina

Income Data

-20% vs. North Carolina average
$49,038
Median Household Income
$28,875
Per Capita Income

At a Glance

Median Household Income
$49,038
-20% vs. state avg
Per Capita Income
$28,875
-27% vs. national
Income-to-Housing Ratio
31.5%
income as % of home value
Rank in North Carolina
#81 / 100
by median household income

How Graham County Compares

Graham County$49,038
North Carolina Average$61,072
National Median$74,755

Detailed Income Statistics

$49,038
Median Household Income
$28,875
Per Capita Income
$155,800
Median Home Value
31.5%
Income-to-Housing Ratio

Data Story

About Household Income in Graham County, North Carolina

Graham lags far behind national income

Graham County's median household income of $49,038 falls 34% below the national median of $74,755, ranking among the lowest in North Carolina. The substantial gap reflects significant economic challenges compared to the broader U.S. economy.

Lower-tier earnings across North Carolina

At $49,038, Graham's median household income ranks in the lower tier of North Carolina's 100 counties, trailing the state average of $61,072 by 20%. Per capita income of $28,875 also falls well below the state average of $33,920.

Mountain county with modest income

Graham's $49,038 trails neighboring Granville ($70,975) significantly and falls just above Greene County ($50,904) in the region. The mountainous western location reflects economic patterns distinct from higher-income Piedmont peers.

Housing affordability stands out

Graham's rent-to-income ratio of 14.2% ranks among the lowest in the data, indicating strong affordability relative to limited incomes. A median home value of $155,800 remains achievable despite modest household earnings.

Maximize every dollar saved

With median income of $49,038, Graham households should establish automatic monthly transfers of $200-300 into savings accounts. Explore low-cost investment options like Roth IRAs and community development accounts that match savings for lower-income savers.

Frequently Asked Questions

What is the median household income in Graham County, North Carolina?
The median household income in Graham County, North Carolina is $49,038, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Graham County?
The per capita income in Graham County is $28,875, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $49,038.
How does Graham County compare to the North Carolina average?
Graham County's median household income of $49,038 is lower than the North Carolina state average of $61,072. The per capita income is $28,875, compared to the state average of $33,920.
What is the per capita income in Graham County, North Carolina?
The per capita income in Graham County, North Carolina is $28,875, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Is Graham County a low-income area in North Carolina?
Graham County's median household income of $49,038 is below the North Carolina average of $61,072. The per capita income of $28,875 is also lower than the state average of $33,920. Lower incomes can reflect the local economic base, rural vs. urban location, and employment opportunities available in the area.
How does Graham County rank for income in North Carolina?
Graham County ranks #81 out of 100 counties in North Carolina by median household income (1 = highest). With a median household income of $49,038 and per capita income of $28,875, it falls in the bottom third of counties statewide.

Income Comparison Calculator

See how your household income compares in Graham County

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Your income is above the Graham County median

County median: $49,038 per year

vs. County Median

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vs. State Average

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vs. National Median

-34%

vs. Graham County MedianAbout equal
vs. North Carolina Average20% below
vs. National Median34% below

Income Adequacy

Monthly income covers median rent7.0x

Your monthly income ($4,087) vs. median rent ($581/mo). A ratio of 3.3x or higher means rent is under 30% of income.

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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.