Graham County, North Carolina
Income Data
At a Glance
How Graham County Compares
Detailed Income Statistics
Data Story
About Household Income in Graham County, North Carolina
Graham lags far behind national income
Graham County's median household income of $49,038 falls 34% below the national median of $74,755, ranking among the lowest in North Carolina. The substantial gap reflects significant economic challenges compared to the broader U.S. economy.
Lower-tier earnings across North Carolina
At $49,038, Graham's median household income ranks in the lower tier of North Carolina's 100 counties, trailing the state average of $61,072 by 20%. Per capita income of $28,875 also falls well below the state average of $33,920.
Mountain county with modest income
Graham's $49,038 trails neighboring Granville ($70,975) significantly and falls just above Greene County ($50,904) in the region. The mountainous western location reflects economic patterns distinct from higher-income Piedmont peers.
Housing affordability stands out
Graham's rent-to-income ratio of 14.2% ranks among the lowest in the data, indicating strong affordability relative to limited incomes. A median home value of $155,800 remains achievable despite modest household earnings.
Maximize every dollar saved
With median income of $49,038, Graham households should establish automatic monthly transfers of $200-300 into savings accounts. Explore low-cost investment options like Roth IRAs and community development accounts that match savings for lower-income savers.
Frequently Asked Questions
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Income Comparison Calculator
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Your income is above the Graham County median
County median: $49,038 per year
vs. County Median
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vs. State Average
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vs. National Median
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Income Adequacy
Your monthly income ($4,087) vs. median rent ($581/mo). A ratio of 3.3x or higher means rent is under 30% of income.
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Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.