Chambers County, Alabama
Income Data
At a Glance
How Chambers County Compares
Detailed Income Statistics
Data Story
About Household Income in Chambers County, Alabama
Chambers County earns 34% below the nation
Chambers County's median household income of $49,295 trails the national median of $74,755 by $25,460, placing it in the lower income tier nationally. This gap reflects broader economic patterns in rural Alabama counties, where per capita income of $27,868 also lags the U.S. average.
Below average but middle-ranked in Alabama
At $49,295, Chambers County earns 9% less than Alabama's average household income of $54,196, ranking it in the lower-middle tier among the state's 67 counties. The county's per capita income of $27,868 falls below the state average of $29,701.
Similar income to Clarke and Cherokee counties
Chambers County's $49,295 income sits between Clarke County ($49,167) and Cherokee County ($50,769), three neighboring rural counties with comparable economic profiles. All three hover around $50,000, well below the state average and about $25,000 below national medians.
Rent remains affordable at one-fifth of income
Chambers County's rent-to-income ratio of 20.7% is slightly elevated compared to the federal 30% affordability threshold, suggesting housing costs consume a meaningful share of household budgets. With median home values at $129,700, homeownership is achievable for many families earning the county median.
Build savings with realistic financial goals
On a $49,295 median income, prioritize an emergency fund of 3–6 months of expenses before investing. Consider low-cost index funds through employer retirement plans or IRAs to grow wealth steadily—even modest contributions compound significantly over decades.
Frequently Asked Questions
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County median: $49,295 per year
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vs. National Median
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Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.