Clay County, North Carolina
Income Data
At a Glance
How Clay County Compares
Detailed Income Statistics
Data Story
About Household Income in Clay County, North Carolina
Clay income significantly trails national norms
Clay County's median household income of $53,645 falls $21,110 short of the national median of $74,755, representing a 28% deficit. The small, remote mountain county faces substantial economic disadvantages relative to national averages.
Well below North Carolina average
At $53,645, Clay's median household income lags the state average of $61,072 by $7,427. The county ranks in the lower third statewide, typical of western Appalachian mountain communities with limited economic opportunities.
Lower earnings despite high property values
Clay's $53,645 income ranks above Cherokee ($51,496) and Columbus ($48,184) but trails Caswell ($59,407) and Catawba ($64,544). The county's median home value of $263,300 is surprisingly high relative to local earning power, suggesting limited local employment and seasonal housing demand.
Housing represents major affordability challenge
Clay's rent-to-income ratio of 17.7% reflects tight housing affordability, with costs consuming nearly one-fifth of median income. The median home value of $263,300 appears inflated relative to local wages, likely driven by second-home purchases and seasonal demand.
Explore location-independent income sources
Clay County residents with $53,645 incomes may benefit from pursuing remote work opportunities or side income streams to supplement local employment earnings. Strategic upskilling in high-demand fields and exploring regional job markets can help households build financial security.
Frequently Asked Questions
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Income Comparison Calculator
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Your income is above the Clay County median
County median: $53,645 per year
vs. County Median
+0%
vs. State Average
-12%
vs. National Median
-28%
Income Adequacy
Your monthly income ($4,470) vs. median rent ($791/mo). A ratio of 3.3x or higher means rent is under 30% of income.
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Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.