Steuben County, New York

Income Data

-15% vs. New York average
$64,740
Median Household Income
$36,754
Per Capita Income

At a Glance

Median Household Income
$64,740
-15% vs. state avg
Per Capita Income
$36,754
-7% vs. national
Income-to-Housing Ratio
50.3%
income as % of home value
Rank in New York
#49 / 62
by median household income

How Steuben County Compares

Steuben County$64,740
New York Average$76,433
National Median$74,755

Detailed Income Statistics

$64,740
Median Household Income
$36,754
Per Capita Income
$128,600
Median Home Value
50.3%
Income-to-Housing Ratio

Data Story

About Household Income in Steuben County, New York

Steuben income falls short nationally

Steuben County's median household income of $64,740 trails the national median of $74,755 by about 13%. While below the U.S. average, Steuben maintains solid middle-class earning power compared to the lowest-income rural counties.

Steuben ranks in lower third statewide

At $64,740, Steuben County sits in the lower third of New York's 62 counties, roughly $11,700 below the state median of $76,433. This reflects the county's mix of agriculture, manufacturing, and small-scale industry rather than high-wage urban employment.

Comparable to nearby Southern Tier peers

Steuben's $64,740 income sits between St. Lawrence County ($61,900) and Seneca County ($66,007), placing it squarely in the regional middle. Among Finger Lakes and Southern Tier neighbors, Steuben performs competitively but trails wealthier Hudson Valley counties.

Housing remains within reach

Steuben's rent-to-income ratio of 16.3% signals affordable housing, with median home values at $128,600. This affordability cushion allows families to maintain financial stability despite income levels below state and national averages.

Investing in Steuben's financial future

A $64,740 median household income, paired with affordable housing, creates opportunity for strategic savings and investment. Steuben residents should focus on employer-sponsored retirement plans, local business ownership, and education investments to increase lifetime earnings.

Frequently Asked Questions

What is the median household income in Steuben County, New York?
The median household income in Steuben County, New York is $64,740, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Steuben County?
The per capita income in Steuben County is $36,754, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $64,740.
How does Steuben County compare to the New York average?
Steuben County's median household income of $64,740 is lower than the New York state average of $76,433. The per capita income is $36,754, compared to the state average of $41,133.
What is the per capita income in Steuben County, New York?
The per capita income in Steuben County, New York is $36,754, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Is Steuben County a low-income area in New York?
Steuben County's median household income of $64,740 is below the New York average of $76,433. The per capita income of $36,754 is also lower than the state average of $41,133. Lower incomes can reflect the local economic base, rural vs. urban location, and employment opportunities available in the area.
How does Steuben County rank for income in New York?
Steuben County ranks #49 out of 62 counties in New York by median household income (1 = highest). With a median household income of $64,740 and per capita income of $36,754, it falls in the bottom third of counties statewide.

Income Comparison Calculator

See how your household income compares in Steuben County

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Your income is above the Steuben County median

County median: $64,740 per year

vs. County Median

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vs. State Average

-15%

vs. National Median

-13%

vs. Steuben County MedianAbout equal
vs. New York Average15% below
vs. National Median13% below

Income Adequacy

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Your monthly income ($5,395) vs. median rent ($878/mo). A ratio of 3.3x or higher means rent is under 30% of income.

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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.