IncomeBy County

Niagara County, New York

Income Data

U.S. Census Bureau ACS
-11% vs. New York average
$67,809
Median Household Income
$37,898
Per Capita Income

At a Glance

Median Household Income
$67,809
-11% vs. state avg
Per Capita Income
$37,898
-4% vs. national
Income-to-Housing Ratio
38.2%
income as % of home value
Rank in New York
#41 / 62
by median household income

Economic Indicators

Unemployment Rate
N/A
Labor Force Participation
N/A

How Niagara County Compares

Niagara County$67,809
New York Average$76,433
National Median$74,755

Detailed Income Statistics

$67,809
Median Household Income
$37,898
Per Capita Income
$177,400
Median Home Value
38.2%
Income-to-Housing Ratio

Income Advisory: Niagara County

Income Verdict

Niagara County has a median household income of $67,809 and per capita income of $37,898 — a gap of $29,911, suggesting a higher share of single-earner or non-family households.

Housing Affordability

With median gross rent at $870/month and a median household income of $67,809, rent consumes approximately 15.4% of monthly income — well within affordable thresholds.

Economic Context

A median household income of $67,809 suggests moderate-to-strong purchasing power, generally sufficient to cover essentials with room for discretionary spending in most markets. Per capita income of $37,898 is in line with national norms for individual earners.

Neighbor Context

Niagara County earns approximately 11.3% below the New York state median household income of $76,433.

Data Story

About Household Income in Niagara County, New York

Niagara County trails national income

Niagara County's median household income of $67,809 falls $6,946 short of the national median of $74,755—a 9.3% gap reflecting the county's reliance on declining manufacturing. Buffalo-Niagara's economy has not fully recovered from earlier deindustrialization.

Among New York's lower-income counties

At $67,809, Niagara County ranks in the lower-middle tier of New York's 62 counties, trailing the state average of $76,433 by $8,624. The county underperforms most regional peers and faces chronic economic adjustment challenges.

Underperforms surrounding counties

Niagara County's $67,809 ranks lowest among all surveyed neighbors, falling behind Lewis County ($68,329) by just $520 but trailing Madison County ($73,141) by $5,332. The county's proximity to Buffalo creates growth potential but has not yet translated to widespread income gains.

Affordable housing with tight budgets

Niagara County's rent-to-income ratio of 15.4% keeps housing costs manageable, with median home values at $177,400 accessible to median-income households. Housing affordability is a rare advantage in this lower-income county, freeing modest resources for savings.

Build wealth through education and opportunity

Niagara County residents should capitalize on affordable housing to build home equity while pursuing education and skills tied to emerging sectors like healthcare and technology. Families earning the county median should prioritize emergency savings first, then explore employer retirement plans and regional job growth opportunities tied to Buffalo's recent economic momentum.

Frequently Asked Questions

What is the median household income in Niagara County, New York?
The median household income in Niagara County, New York is $67,809, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Niagara County?
The per capita income in Niagara County is $37,898, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $67,809.
How does Niagara County compare to the New York average?
Niagara County's median household income of $67,809 is lower than the New York state average of $76,433. The per capita income is $37,898, compared to the state average of $41,133.
What is the per capita income in Niagara County, New York?
The per capita income in Niagara County, New York is $37,898, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Is Niagara County a low-income area in New York?
Niagara County's median household income of $67,809 is below the New York average of $76,433. The per capita income of $37,898 is also lower than the state average of $41,133. Lower incomes can reflect the local economic base, rural vs. urban location, and employment opportunities available in the area.
How does Niagara County rank for income in New York?
Niagara County ranks #41 out of 62 counties in New York by median household income (1 = highest). With a median household income of $67,809 and per capita income of $37,898, it falls in the middle third of counties statewide.

Income Comparison Calculator

See how your household income compares in Niagara County

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Your income is above the Niagara County median

County median: $67,809 per year

vs. County Median

+0%

vs. State Average

-11%

vs. National Median

-9%

vs. Niagara County MedianAbout equal
vs. New York Average▼ 11% below
vs. National Median▼ 9% below

Income Adequacy

Monthly income covers median rent6.5x

Your monthly income ($5,651) vs. median rent ($870/mo). A ratio of 3.3x or higher means rent is under 30% of income.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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