IncomeBy County

Bergen County, New Jersey

Income Data

U.S. Census Bureau ACS
+23% vs. New Jersey average
$123,715
Median Household Income
$62,986
Per Capita Income

At a Glance

Median Household Income
$123,715
+23% vs. state avg
Per Capita Income
$62,986
+60% vs. national
Income-to-Housing Ratio
20.9%
income as % of home value
Rank in New Jersey
#4 / 21
by median household income

Economic Indicators

Unemployment Rate
N/A
Labor Force Participation
N/A

How Bergen County Compares

Bergen County$123,715
New Jersey Average$100,891
National Median$74,755

Detailed Income Statistics

$123,715
Median Household Income
$62,986
Per Capita Income
$593,200
Median Home Value
20.9%
Income-to-Housing Ratio

Income Advisory: Bergen County

Income Verdict

Bergen County has a median household income of $123,715 and per capita income of $62,986 — a gap of $60,729, suggesting a typical mix of dual-income and single-earner households.

Housing Affordability

With median gross rent at $1,863/month and a median household income of $123,715, rent consumes approximately 18.1% of monthly income — well within affordable thresholds.

Economic Context

The median household income of $123,715 places Bergen County in a high-earning tier, supporting strong purchasing power and above-average consumer spending. Per capita income of $62,986 reflects a relatively affluent population with substantial individual earning capacity.

Neighbor Context

Bergen County earns approximately 22.6% above the New Jersey state median household income of $100,891, positioning it favorably within the state.

Data Story

About Household Income in Bergen County, New Jersey

Bergen ranks among America's richest

Bergen County's median household income of $123,715 towers 65.5% above the national median of $74,755, placing it in the top tier of U.S. counties by income. This exceptional wealth concentration reflects Bergen's proximity to New York City and its strong professional services economy.

New Jersey's income leader

Bergen's $123,715 median income exceeds New Jersey's state average of $100,891 by 22.6%, ranking it among the state's most affluent counties. Only a handful of New Jersey counties rival Bergen's income levels, cementing its position as an economic powerhouse.

Dramatically outearning surrounding counties

Bergen's $123,715 median income dwarfs nearby Atlantic ($76,819), Essex ($76,712), and even Burlington ($105,271). The income gap between Bergen and its neighbors reflects the county's unique position as a gateway to Manhattan's financial district.

Wealth unlocks homeownership easily

Bergen's low 18.1% rent-to-income ratio gives households exceptional flexibility for savings and discretionary spending. The median home value of $593,200 still requires substantial savings, but Bergen's high incomes make homeownership achievable for many families within 4–5 years of disciplined saving.

Leverage income for aggressive wealth building

Bergen households earning well above national averages should prioritize tax-advantaged retirement accounts, real estate investments, and diversified portfolios. High earners benefit from professional financial planning, estate strategies, and alternative investments that compound wealth over decades.

Frequently Asked Questions

What is the median household income in Bergen County, New Jersey?
The median household income in Bergen County, New Jersey is $123,715, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Bergen County?
The per capita income in Bergen County is $62,986, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $123,715.
How does Bergen County compare to the New Jersey average?
Bergen County's median household income of $123,715 is higher than the New Jersey state average of $100,891. The per capita income is $62,986, compared to the state average of $52,255.
What is the per capita income in Bergen County, New Jersey?
The per capita income in Bergen County, New Jersey is $62,986, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Why is Bergen County income higher than the New Jersey average?
Bergen County's median household income of $123,715 is higher than the New Jersey average of $100,891. This difference of $22,824 can be attributed to factors such as local industry mix, proximity to major employment centers, educational attainment levels, and cost of living. Counties with higher incomes often have a greater concentration of professional and technical occupations.
How does Bergen County rank for income in New Jersey?
Bergen County ranks #4 out of 21 counties in New Jersey by median household income (1 = highest). With a median household income of $123,715 and per capita income of $62,986, it falls in the top third of counties statewide.

Income Comparison Calculator

See how your household income compares in Bergen County

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Your income is above the Bergen County median

County median: $123,715 per year

vs. County Median

+0%

vs. State Average

+23%

vs. National Median

+65%

vs. Bergen County MedianAbout equal
vs. New Jersey Average▲ 23% above
vs. National Median▲ 65% above

Income Adequacy

Monthly income covers median rent5.5x

Your monthly income ($10,310) vs. median rent ($1,863/mo). A ratio of 3.3x or higher means rent is under 30% of income.

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Counties with Similar Income Levels

Carver County
Minnesota
$123,144
+0%
Chester County
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$123,041
-1%
Western Connecticut Planning Region
Connecticut
$124,553
+1%
Monmouth County
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$122,727
-1%
Rockwall County
Texas
$124,917
+1%
King County
Washington
$122,148
-1%
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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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