IncomeBy County

Atlantic County, New Jersey

Income Data

U.S. Census Bureau ACS
-24% vs. New Jersey average
$76,819
Median Household Income
$41,448
Per Capita Income

At a Glance

Median Household Income
$76,819
-24% vs. state avg
Per Capita Income
$41,448
+5% vs. national
Income-to-Housing Ratio
28.2%
income as % of home value
Rank in New Jersey
#19 / 21
by median household income

Economic Indicators

Unemployment Rate
N/A
Labor Force Participation
N/A

How Atlantic County Compares

Atlantic County$76,819
New Jersey Average$100,891
National Median$74,755

Detailed Income Statistics

$76,819
Median Household Income
$41,448
Per Capita Income
$272,700
Median Home Value
28.2%
Income-to-Housing Ratio

Income Advisory: Atlantic County

Income Verdict

Atlantic County has a median household income of $76,819 and per capita income of $41,448 — a gap of $35,371, suggesting a typical mix of dual-income and single-earner households.

Housing Affordability

With median gross rent at $1,325/month and a median household income of $76,819, rent consumes approximately 20.7% of monthly income — well within affordable thresholds.

Economic Context

A median household income of $76,819 suggests moderate-to-strong purchasing power, generally sufficient to cover essentials with room for discretionary spending in most markets. Per capita income of $41,448 is in line with national norms for individual earners.

Neighbor Context

Atlantic County earns approximately 23.9% below the New Jersey state median household income of $100,891.

Data Story

About Household Income in Atlantic County, New Jersey

Atlantic tops the national average

Atlantic County's median household income of $76,819 edges out the national median of $74,755—a solid 2.8% advantage. This places Atlantic above half of all U.S. counties, a meaningful achievement in an era of stagnant wage growth across much of America.

Middle of the pack statewide

While Atlantic exceeds the national average, its $76,819 median income falls below New Jersey's $100,891 state average by $24,072. Among New Jersey's 21 counties, Atlantic ranks in the lower-middle tier, reflecting the state's significant income inequality.

Stronger than Cumberland, trailing Burlington

Atlantic's median income of $76,819 substantially outpaces Cumberland County ($64,499) and Essex County ($76,712), but lags behind the more affluent Burlington County ($105,271) and Gloucester County ($102,807). The variation within the region underscores diverse economic conditions across South Jersey.

Rent is manageable, home buying is tight

Atlantic's 20.7% rent-to-income ratio sits comfortably below the 30% affordability threshold, meaning renters keep most wages for other needs. However, the median home value of $272,700 requires significant savings—roughly 3.5 years of gross household income—making homeownership a long-term goal rather than an immediate prospect.

Build wealth through consistent saving

With income above the national median, Atlantic households have a foundation for financial growth. Starting early with retirement contributions, diversified investments, and an emergency fund of 6 months' expenses positions families to weather downturns and build generational wealth.

Frequently Asked Questions

What is the median household income in Atlantic County, New Jersey?
The median household income in Atlantic County, New Jersey is $76,819, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Atlantic County?
The per capita income in Atlantic County is $41,448, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $76,819.
How does Atlantic County compare to the New Jersey average?
Atlantic County's median household income of $76,819 is lower than the New Jersey state average of $100,891. The per capita income is $41,448, compared to the state average of $52,255.
What is the per capita income in Atlantic County, New Jersey?
The per capita income in Atlantic County, New Jersey is $41,448, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Is Atlantic County a low-income area in New Jersey?
Atlantic County's median household income of $76,819 is below the New Jersey average of $100,891. The per capita income of $41,448 is also lower than the state average of $52,255. Lower incomes can reflect the local economic base, rural vs. urban location, and employment opportunities available in the area.
How does Atlantic County rank for income in New Jersey?
Atlantic County ranks #19 out of 21 counties in New Jersey by median household income (1 = highest). With a median household income of $76,819 and per capita income of $41,448, it falls in the bottom third of counties statewide.

Income Comparison Calculator

See how your household income compares in Atlantic County

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Your income is above the Atlantic County median

County median: $76,819 per year

vs. County Median

+0%

vs. State Average

-24%

vs. National Median

+3%

vs. Atlantic County MedianAbout equal
vs. New Jersey Average▼ 24% below
vs. National Median▲ 3% above

Income Adequacy

Monthly income covers median rent4.8x

Your monthly income ($6,402) vs. median rent ($1,325/mo). A ratio of 3.3x or higher means rent is under 30% of income.

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Counties with Similar Income Levels

Pender County
North Carolina
$76,838
+0%
Bingham County
Idaho
$76,842
+0%
Worth County
Iowa
$76,875
+0%
Rich County
Utah
$76,875
+0%
Ottawa County
Kansas
$76,755
+0%
Dorchester County
South Carolina
$76,896
+0%
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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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