Garfield County, Nebraska

Income Data

U.S. Census Bureau ACS

-9% vs. Nebraska average

$62,804

Median Household Income

$33,531

Per Capita Income

At a Glance

Median Household Income

$62,804

-9% vs. state avg

Per Capita Income

$33,531

-15% vs. national

Income-to-Housing Ratio

35.6%

income as % of home value

Rank in Nebraska

#71 / 93

by median household income

Economic Indicators

Unemployment Rate

N/A

Labor Force Participation

N/A

How Garfield County Compares

Garfield County$62,804

Nebraska Average$69,055

National Median$74,755

Detailed Income Statistics

$62,804

Median Household Income

$33,531

Per Capita Income

$176,600

Median Home Value

35.6%

Income-to-Housing Ratio

Income Advisory: Garfield County

Income Verdict

Garfield County has a median household income of $68,611 and per capita income of $35,332 — a gap of $33,279, suggesting a typical mix of dual-income and single-earner households.

Housing Affordability

With median gross rent at $519/month and a median household income of $68,611, rent consumes approximately 9.1% of monthly income — well within affordable thresholds.

Economic Context

A median household income of $68,611 suggests moderate-to-strong purchasing power, generally sufficient to cover essentials with room for discretionary spending in most markets. Per capita income of $35,332 is in line with national norms for individual earners.

Neighbor Context

Garfield County earns approximately 2.6% above the Nebraska state median household income of $66,880, positioning it favorably within the state.

Data Story

About Household Income in Garfield County, Nebraska

Garfield edges toward national parity

Garfield County's median household income of $68,611 falls $6,144 short of the national median of $74,755, representing just an 8.2% gap—among the smallest shortfalls in this regional cluster. This relatively strong position reflects economic stability and employment diversity beyond typical agricultural patterns.

Above Nebraska's median household income

At $68,611, Garfield County exceeds Nebraska's state median of $66,880 by $1,731, positioning residents above the statewide average. The county's per capita income of $35,332 is in the middle range for Nebraska, suggesting fairly balanced economic distribution.

Strong earner among regional peers

Garfield County ranks fourth in median household income within its eight-county cluster, ahead of Furnas ($60,625), Gage ($64,426), and Greeley ($58,894), but trailing the highest earners Gosper ($79,145) and Grant ($69,063). The $144,900 median home value reflects solid real estate values tied to economic strength.

Excellent housing affordability ratio

Garfield County's rent-to-income ratio of just 9.1% is the lowest in the entire regional cluster, far below the 28–30% threshold indicating stress. This exceptional affordability means households retain the vast majority of earnings for savings, investment, and quality-of-life spending.

Invest in retirement and real estate

With above-average income and exceptional housing affordability, Garfield County residents are well-positioned to maximize retirement contributions and explore real estate investment. The combination of stable earning power and low housing burdens creates an ideal foundation for building long-term wealth and financial independence.

Frequently Asked Questions

What is the median household income in Garfield County, Nebraska?

The median household income in Garfield County, Nebraska is $62,804, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.

How much do people earn in Garfield County?

The per capita income in Garfield County is $33,531, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $62,804.

How does Garfield County compare to the Nebraska average?

Garfield County's median household income of $62,804 is lower than the Nebraska state average of $69,055. The per capita income is $33,531, compared to the state average of $37,429.

What is the per capita income in Garfield County, Nebraska?

The per capita income in Garfield County, Nebraska is $33,531, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.

Is Garfield County a low-income area in Nebraska?

Garfield County's median household income of $62,804 is below the Nebraska average of $69,055. The per capita income of $33,531 is also lower than the state average of $37,429. Lower incomes can reflect the local economic base, rural vs. urban location, and employment opportunities available in the area.

How does Garfield County rank for income in Nebraska?

Garfield County ranks #71 out of 93 counties in Nebraska by median household income (1 = highest). With a median household income of $62,804 and per capita income of $33,531, it falls in the bottom third of counties statewide.