Garfield County, Nebraska

Income Data

+3% vs. Nebraska average
$68,611
Median Household Income
$35,332
Per Capita Income

At a Glance

Median Household Income
$68,611
+3% vs. state avg
Per Capita Income
$35,332
-10% vs. national
Income-to-Housing Ratio
47.4%
income as % of home value
Rank in Nebraska
#37 / 93
by median household income

How Garfield County Compares

Garfield County$68,611
Nebraska Average$66,880
National Median$74,755

Detailed Income Statistics

$68,611
Median Household Income
$35,332
Per Capita Income
$144,900
Median Home Value
47.4%
Income-to-Housing Ratio

Data Story

About Household Income in Garfield County, Nebraska

Garfield edges toward national parity

Garfield County's median household income of $68,611 falls $6,144 short of the national median of $74,755, representing just an 8.2% gap—among the smallest shortfalls in this regional cluster. This relatively strong position reflects economic stability and employment diversity beyond typical agricultural patterns.

Above Nebraska's median household income

At $68,611, Garfield County exceeds Nebraska's state median of $66,880 by $1,731, positioning residents above the statewide average. The county's per capita income of $35,332 is in the middle range for Nebraska, suggesting fairly balanced economic distribution.

Strong earner among regional peers

Garfield County ranks fourth in median household income within its eight-county cluster, ahead of Furnas ($60,625), Gage ($64,426), and Greeley ($58,894), but trailing the highest earners Gosper ($79,145) and Grant ($69,063). The $144,900 median home value reflects solid real estate values tied to economic strength.

Excellent housing affordability ratio

Garfield County's rent-to-income ratio of just 9.1% is the lowest in the entire regional cluster, far below the 28–30% threshold indicating stress. This exceptional affordability means households retain the vast majority of earnings for savings, investment, and quality-of-life spending.

Invest in retirement and real estate

With above-average income and exceptional housing affordability, Garfield County residents are well-positioned to maximize retirement contributions and explore real estate investment. The combination of stable earning power and low housing burdens creates an ideal foundation for building long-term wealth and financial independence.

Frequently Asked Questions

What is the median household income in Garfield County, Nebraska?
The median household income in Garfield County, Nebraska is $68,611, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Garfield County?
The per capita income in Garfield County is $35,332, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $68,611.
How does Garfield County compare to the Nebraska average?
Garfield County's median household income of $68,611 is higher than the Nebraska state average of $66,880. The per capita income is $35,332, compared to the state average of $36,101.
What is the per capita income in Garfield County, Nebraska?
The per capita income in Garfield County, Nebraska is $35,332, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Why is Garfield County income higher than the Nebraska average?
Garfield County's median household income of $68,611 is higher than the Nebraska average of $66,880. This difference of $1,731 can be attributed to factors such as local industry mix, proximity to major employment centers, educational attainment levels, and cost of living. Counties with higher incomes often have a greater concentration of professional and technical occupations.
How does Garfield County rank for income in Nebraska?
Garfield County ranks #37 out of 93 counties in Nebraska by median household income (1 = highest). With a median household income of $68,611 and per capita income of $35,332, it falls in the middle third of counties statewide.

Income Comparison Calculator

See how your household income compares in Garfield County

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Your income is above the Garfield County median

County median: $68,611 per year

vs. County Median

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vs. State Average

+3%

vs. National Median

-8%

vs. Garfield County MedianAbout equal
vs. Nebraska Average3% above
vs. National Median8% below

Income Adequacy

Monthly income covers median rent11.0x

Your monthly income ($5,718) vs. median rent ($519/mo). A ratio of 3.3x or higher means rent is under 30% of income.

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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.