Clay County, Nebraska
Income Data
U.S. Census Bureau ACSAt a Glance
Economic Indicators
How Clay County Compares
Detailed Income Statistics
Income Advisory: Clay County
Income Verdict
Clay County has a median household income of $75,938 and per capita income of $38,344 — a gap of $37,594, suggesting a typical mix of dual-income and single-earner households.
Housing Affordability
With median gross rent at $701/month and a median household income of $75,938, rent consumes approximately 11.1% of monthly income — well within affordable thresholds.
Economic Context
A median household income of $75,938 suggests moderate-to-strong purchasing power, generally sufficient to cover essentials with room for discretionary spending in most markets. Per capita income of $38,344 is in line with national norms for individual earners.
Neighbor Context
Clay County earns approximately 13.5% above the Nebraska state median household income of $66,880, positioning it favorably within the state.
Data Story
About Household Income in Clay County, Nebraska
Clay exceeds national income benchmark
Clay County's median household income of $75,938 edges past the national median of $74,755 by $1,183. This positions Clay in the middle-to-upper range of U.S. counties, demonstrating solid economic standing relative to the broader nation.
Top tier Nebraska earner
Clay County ranks among Nebraska's highest-income counties at $75,938, exceeding the state median by $9,058. Only a select group of Nebraska counties earn more, placing Clay in the state's economic upper echelon.
Outearning most of central Nebraska
Clay County's $75,938 income surpasses nearby Cuming ($70,708), Custer ($66,310), and Dawson ($65,383) counties. Its strength reflects a more robust local economy and higher-wage opportunities than surrounding rural peers.
Strong housing affordability cushion
At 11.1%, Clay's rent-to-income ratio ranks among Nebraska's best, well below the 30% affordability threshold. This leaves households substantial room to cover other costs and build savings—a key advantage for wealth creation.
Leverage your income advantage
Clay County's above-average income and low housing costs create an ideal environment for wealth-building strategies like homeownership, retirement contributions, and investment portfolios. The combination of stable earnings and affordability gives households a meaningful head start in long-term financial planning.
Frequently Asked Questions
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Income Comparison Calculator
See how your household income compares in Clay County
Your income is above the Clay County median
County median: $75,938 per year
vs. County Median
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vs. State Average
+14%
vs. National Median
+2%
Income Adequacy
Your monthly income ($6,328) vs. median rent ($701/mo). A ratio of 3.3x or higher means rent is under 30% of income.
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Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.