Clay County, Nebraska

Income Data

+14% vs. Nebraska average
$75,938
Median Household Income
$38,344
Per Capita Income

At a Glance

Median Household Income
$75,938
+14% vs. state avg
Per Capita Income
$38,344
-3% vs. national
Income-to-Housing Ratio
51.9%
income as % of home value
Rank in Nebraska
#16 / 93
by median household income

How Clay County Compares

Clay County$75,938
Nebraska Average$66,880
National Median$74,755

Detailed Income Statistics

$75,938
Median Household Income
$38,344
Per Capita Income
$146,300
Median Home Value
51.9%
Income-to-Housing Ratio

Data Story

About Household Income in Clay County, Nebraska

Clay exceeds national income benchmark

Clay County's median household income of $75,938 edges past the national median of $74,755 by $1,183. This positions Clay in the middle-to-upper range of U.S. counties, demonstrating solid economic standing relative to the broader nation.

Top tier Nebraska earner

Clay County ranks among Nebraska's highest-income counties at $75,938, exceeding the state median by $9,058. Only a select group of Nebraska counties earn more, placing Clay in the state's economic upper echelon.

Outearning most of central Nebraska

Clay County's $75,938 income surpasses nearby Cuming ($70,708), Custer ($66,310), and Dawson ($65,383) counties. Its strength reflects a more robust local economy and higher-wage opportunities than surrounding rural peers.

Strong housing affordability cushion

At 11.1%, Clay's rent-to-income ratio ranks among Nebraska's best, well below the 30% affordability threshold. This leaves households substantial room to cover other costs and build savings—a key advantage for wealth creation.

Leverage your income advantage

Clay County's above-average income and low housing costs create an ideal environment for wealth-building strategies like homeownership, retirement contributions, and investment portfolios. The combination of stable earnings and affordability gives households a meaningful head start in long-term financial planning.

Frequently Asked Questions

What is the median household income in Clay County, Nebraska?
The median household income in Clay County, Nebraska is $75,938, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Clay County?
The per capita income in Clay County is $38,344, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $75,938.
How does Clay County compare to the Nebraska average?
Clay County's median household income of $75,938 is higher than the Nebraska state average of $66,880. The per capita income is $38,344, compared to the state average of $36,101.
What is the per capita income in Clay County, Nebraska?
The per capita income in Clay County, Nebraska is $38,344, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Why is Clay County income higher than the Nebraska average?
Clay County's median household income of $75,938 is higher than the Nebraska average of $66,880. This difference of $9,058 can be attributed to factors such as local industry mix, proximity to major employment centers, educational attainment levels, and cost of living. Counties with higher incomes often have a greater concentration of professional and technical occupations.
How does Clay County rank for income in Nebraska?
Clay County ranks #16 out of 93 counties in Nebraska by median household income (1 = highest). With a median household income of $75,938 and per capita income of $38,344, it falls in the top third of counties statewide.

Income Comparison Calculator

See how your household income compares in Clay County

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Your income is above the Clay County median

County median: $75,938 per year

vs. County Median

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vs. State Average

+14%

vs. National Median

+2%

vs. Clay County MedianAbout equal
vs. Nebraska Average14% above
vs. National Median2% above

Income Adequacy

Monthly income covers median rent9.0x

Your monthly income ($6,328) vs. median rent ($701/mo). A ratio of 3.3x or higher means rent is under 30% of income.

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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.