St. Charles County, Missouri

Income Data

+73% vs. Missouri average
$102,912
Median Household Income
$49,859
Per Capita Income

At a Glance

Median Household Income
$102,912
+73% vs. state avg
Per Capita Income
$49,859
+26% vs. national
Income-to-Housing Ratio
34.7%
income as % of home value
Rank in Missouri
#1 / 115
by median household income

How St. Charles County Compares

St. Charles County$102,912
Missouri Average$59,503
National Median$74,755

Detailed Income Statistics

$102,912
Median Household Income
$49,859
Per Capita Income
$296,800
Median Home Value
34.7%
Income-to-Housing Ratio

Data Story

About Household Income in St. Charles County, Missouri

St. Charles Surpasses National Income Benchmarks

St. Charles County's median household income of $102,912 exceeds the U.S. median of $74,755 by $28,157, placing it in the top income tier nationally. This strong earnings power reflects a prosperous regional economy and skilled workforce.

Missouri's Second-Wealthiest County

At $102,912, St. Charles ranks among the highest-earning counties statewide, trailing only the wealthiest Missouri counties. The median income runs $43,409 above Missouri's state average of $59,503, signaling exceptional regional prosperity.

St. Charles Leads the Region

St. Charles County's $102,912 median income substantially outpaces nearby counties: St. Louis County ($81,340), Ste. Genevieve ($61,310), and Shelby ($52,127). This commanding lead reflects St. Charles's strong job market and higher-wage employment base.

Income Supports Higher Housing Costs

St. Charles's rent-to-income ratio of 15.3% remains healthy despite median home values of $296,800. Strong household incomes comfortably cover both mortgage and living expenses in this affluent county.

Leverage Your Income Edge

St. Charles residents earning above $100,000 annually have exceptional capacity to invest in diversified portfolios, education, and long-term wealth building. Working with a financial advisor to optimize tax strategies and retirement savings can multiply your advantage.

Frequently Asked Questions

What is the median household income in St. Charles County, Missouri?
The median household income in St. Charles County, Missouri is $102,912, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in St. Charles County?
The per capita income in St. Charles County is $49,859, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $102,912.
How does St. Charles County compare to the Missouri average?
St. Charles County's median household income of $102,912 is higher than the Missouri state average of $59,503. The per capita income is $49,859, compared to the state average of $31,011.
What is the per capita income in St. Charles County, Missouri?
The per capita income in St. Charles County, Missouri is $49,859, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Why is St. Charles County income higher than the Missouri average?
St. Charles County's median household income of $102,912 is higher than the Missouri average of $59,503. This difference of $43,409 can be attributed to factors such as local industry mix, proximity to major employment centers, educational attainment levels, and cost of living. Counties with higher incomes often have a greater concentration of professional and technical occupations.
How does St. Charles County rank for income in Missouri?
St. Charles County ranks #1 out of 115 counties in Missouri by median household income (1 = highest). With a median household income of $102,912 and per capita income of $49,859, it falls in the top third of counties statewide.

Income Comparison Calculator

See how your household income compares in St. Charles County

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Your income is above the St. Charles County median

County median: $102,912 per year

vs. County Median

+0%

vs. State Average

+73%

vs. National Median

+38%

vs. St. Charles County MedianAbout equal
vs. Missouri Average73% above
vs. National Median38% above

Income Adequacy

Monthly income covers median rent6.5x

Your monthly income ($8,576) vs. median rent ($1,312/mo). A ratio of 3.3x or higher means rent is under 30% of income.

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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.