St. Charles County, Missouri
Income Data
U.S. Census Bureau ACSAt a Glance
Economic Indicators
How St. Charles County Compares
Detailed Income Statistics
Income Advisory: St. Charles County
Income Verdict
St. Charles County has a median household income of $102,912 and per capita income of $49,859 — a gap of $53,053, suggesting a typical mix of dual-income and single-earner households.
Housing Affordability
With median gross rent at $1,312/month and a median household income of $102,912, rent consumes approximately 15.3% of monthly income — well within affordable thresholds.
Economic Context
The median household income of $102,912 places St. Charles County in a high-earning tier, supporting strong purchasing power and above-average consumer spending. Per capita income of $49,859 reflects a relatively affluent population with substantial individual earning capacity.
Neighbor Context
St. Charles County earns approximately 73% above the Missouri state median household income of $59,503, positioning it favorably within the state.
Data Story
About Household Income in St. Charles County, Missouri
St. Charles Surpasses National Income Benchmarks
St. Charles County's median household income of $102,912 exceeds the U.S. median of $74,755 by $28,157, placing it in the top income tier nationally. This strong earnings power reflects a prosperous regional economy and skilled workforce.
Missouri's Second-Wealthiest County
At $102,912, St. Charles ranks among the highest-earning counties statewide, trailing only the wealthiest Missouri counties. The median income runs $43,409 above Missouri's state average of $59,503, signaling exceptional regional prosperity.
St. Charles Leads the Region
St. Charles County's $102,912 median income substantially outpaces nearby counties: St. Louis County ($81,340), Ste. Genevieve ($61,310), and Shelby ($52,127). This commanding lead reflects St. Charles's strong job market and higher-wage employment base.
Income Supports Higher Housing Costs
St. Charles's rent-to-income ratio of 15.3% remains healthy despite median home values of $296,800. Strong household incomes comfortably cover both mortgage and living expenses in this affluent county.
Leverage Your Income Edge
St. Charles residents earning above $100,000 annually have exceptional capacity to invest in diversified portfolios, education, and long-term wealth building. Working with a financial advisor to optimize tax strategies and retirement savings can multiply your advantage.
Frequently Asked Questions
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Income Comparison Calculator
See how your household income compares in St. Charles County
Your income is above the St. Charles County median
County median: $102,912 per year
vs. County Median
+0%
vs. State Average
+73%
vs. National Median
+38%
Income Adequacy
Your monthly income ($8,576) vs. median rent ($1,312/mo). A ratio of 3.3x or higher means rent is under 30% of income.
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Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.