Shelby County, Missouri
Income Data
U.S. Census Bureau ACSAt a Glance
Economic Indicators
How Shelby County Compares
Detailed Income Statistics
Income Advisory: Shelby County
Income Verdict
Shelby County has a median household income of $52,127 and per capita income of $28,270 — a gap of $23,857, suggesting a typical mix of dual-income and single-earner households.
Housing Affordability
With median gross rent at $570/month and a median household income of $52,127, rent consumes approximately 13.1% of monthly income — well within affordable thresholds.
Economic Context
With a median household income of $52,127, residents of Shelby County likely face budget constraints in higher-cost regions but may find cost of living manageable locally. Per capita income of $28,270 suggests below-average individual earnings, which may reflect local employment mix or industrial composition.
Neighbor Context
Shelby County earns approximately 12.4% below the Missouri state median household income of $59,503.
Data Story
About Household Income in Shelby County, Missouri
Shelby Falls Short of National Earnings
Shelby County's median household income of $52,127 trails the U.S. median of $74,755 by nearly $23,000 annually. This gap places Shelby in the lower income tier nationally, where earning power lags behind most American counties.
Below Missouri's County Average
At $52,127, Shelby's median household income runs $7,376 below Missouri's state average of $59,503. The county ranks in the lower half of Missouri's 114 counties by household income.
Shelby Neighbors Earn More
Shelby's $52,127 median income sits between nearby St. Clair County ($46,731) and St. Francois County ($54,813). Compared to larger regional hub St. Louis County ($81,340), Shelby residents earn roughly $29,000 less annually.
Housing Remains Affordable Here
Shelby's rent-to-income ratio of 13.1% is well below the national sustainability threshold of 28%, indicating strong housing affordability. With a median home value of $86,200, homeownership remains accessible for local wage earners.
Build Financial Security Now
Shelby families earning $52,127 can leverage the county's low cost of living to accelerate savings and investment. Starting a retirement plan or emergency fund today—even with modest monthly contributions—compounds into meaningful wealth over time.
Frequently Asked Questions
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Income Comparison Calculator
See how your household income compares in Shelby County
Your income is above the Shelby County median
County median: $52,127 per year
vs. County Median
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vs. State Average
-12%
vs. National Median
-30%
Income Adequacy
Your monthly income ($4,344) vs. median rent ($570/mo). A ratio of 3.3x or higher means rent is under 30% of income.
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Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.