Shelby County, Missouri

Income Data

-12% vs. Missouri average
$52,127
Median Household Income
$28,270
Per Capita Income

At a Glance

Median Household Income
$52,127
-12% vs. state avg
Per Capita Income
$28,270
-28% vs. national
Income-to-Housing Ratio
60.5%
income as % of home value
Rank in Missouri
#87 / 115
by median household income

How Shelby County Compares

Shelby County$52,127
Missouri Average$59,503
National Median$74,755

Detailed Income Statistics

$52,127
Median Household Income
$28,270
Per Capita Income
$86,200
Median Home Value
60.5%
Income-to-Housing Ratio

Data Story

About Household Income in Shelby County, Missouri

Shelby Falls Short of National Earnings

Shelby County's median household income of $52,127 trails the U.S. median of $74,755 by nearly $23,000 annually. This gap places Shelby in the lower income tier nationally, where earning power lags behind most American counties.

Below Missouri's County Average

At $52,127, Shelby's median household income runs $7,376 below Missouri's state average of $59,503. The county ranks in the lower half of Missouri's 114 counties by household income.

Shelby Neighbors Earn More

Shelby's $52,127 median income sits between nearby St. Clair County ($46,731) and St. Francois County ($54,813). Compared to larger regional hub St. Louis County ($81,340), Shelby residents earn roughly $29,000 less annually.

Housing Remains Affordable Here

Shelby's rent-to-income ratio of 13.1% is well below the national sustainability threshold of 28%, indicating strong housing affordability. With a median home value of $86,200, homeownership remains accessible for local wage earners.

Build Financial Security Now

Shelby families earning $52,127 can leverage the county's low cost of living to accelerate savings and investment. Starting a retirement plan or emergency fund today—even with modest monthly contributions—compounds into meaningful wealth over time.

Frequently Asked Questions

What is the median household income in Shelby County, Missouri?
The median household income in Shelby County, Missouri is $52,127, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Shelby County?
The per capita income in Shelby County is $28,270, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $52,127.
How does Shelby County compare to the Missouri average?
Shelby County's median household income of $52,127 is lower than the Missouri state average of $59,503. The per capita income is $28,270, compared to the state average of $31,011.
What is the per capita income in Shelby County, Missouri?
The per capita income in Shelby County, Missouri is $28,270, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Is Shelby County a low-income area in Missouri?
Shelby County's median household income of $52,127 is below the Missouri average of $59,503. The per capita income of $28,270 is also lower than the state average of $31,011. Lower incomes can reflect the local economic base, rural vs. urban location, and employment opportunities available in the area.
How does Shelby County rank for income in Missouri?
Shelby County ranks #87 out of 115 counties in Missouri by median household income (1 = highest). With a median household income of $52,127 and per capita income of $28,270, it falls in the bottom third of counties statewide.

Income Comparison Calculator

See how your household income compares in Shelby County

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Your income is above the Shelby County median

County median: $52,127 per year

vs. County Median

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vs. State Average

-12%

vs. National Median

-30%

vs. Shelby County MedianAbout equal
vs. Missouri Average12% below
vs. National Median30% below

Income Adequacy

Monthly income covers median rent7.6x

Your monthly income ($4,344) vs. median rent ($570/mo). A ratio of 3.3x or higher means rent is under 30% of income.

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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.