Polk County, Missouri
Income Data
At a Glance
How Polk County Compares
Detailed Income Statistics
Data Story
About Household Income in Polk County, Missouri
Polk earns well below U.S. median
Polk County's median household income of $56,686 falls 24.2% short of the national median of $74,755. This gap reflects Polk's rural character and the broader income pressures facing small-town and agricultural communities nationwide.
Below average for Missouri
Polk County ranks among Missouri's lower-income counties, with median household income trailing the state average of $59,503 by $2,817. Per capita income of $28,199 also lags Missouri's $31,011, suggesting limited high-earning employment opportunities.
Clustered with modest-income peers
Polk County ($56,686) sits squarely within a band of similar-earning rural counties: Phelps ($55,427), Putnam ($56,875), and Randolph ($55,310). Platte County ($95,748) stands apart as the region's clear income leader, while Pulaski ($66,435) and Ralls ($62,054) show moderate advantages.
Housing costs stretch budgets
Polk County's rent-to-income ratio of 16.8% is among the higher in this cluster, meaning renters devote a larger share of earnings to housing. At median home value of $189,600, homeownership requires roughly 3.3 years of median household income—a significant commitment.
Strategic saving builds security
Polk County households earning $56,686 can grow wealth by automating small monthly savings, even $100–$200, into dedicated investment accounts. Take advantage of any employer retirement match, explore individual retirement accounts, and consider homeownership as a long-term wealth-building tool when housing costs align with income.
Frequently Asked Questions
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Income Comparison Calculator
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Your income is above the Polk County median
County median: $56,686 per year
vs. County Median
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vs. State Average
-5%
vs. National Median
-24%
Income Adequacy
Your monthly income ($4,724) vs. median rent ($792/mo). A ratio of 3.3x or higher means rent is under 30% of income.
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Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.