Callaway County, Missouri

Income Data

+22% vs. Missouri average
$72,645
Median Household Income
$32,920
Per Capita Income

At a Glance

Median Household Income
$72,645
+22% vs. state avg
Per Capita Income
$32,920
-17% vs. national
Income-to-Housing Ratio
37.0%
income as % of home value
Rank in Missouri
#14 / 115
by median household income

How Callaway County Compares

Callaway County$72,645
Missouri Average$59,503
National Median$74,755

Detailed Income Statistics

$72,645
Median Household Income
$32,920
Per Capita Income
$196,200
Median Home Value
37.0%
Income-to-Housing Ratio

Data Story

About Household Income in Callaway County, Missouri

Callaway nears national income level

Callaway County's median household income of $72,645 comes within $2,100 of the national median of $74,755, placing it nearly at parity with the U.S. average. The county ranks solidly in the upper-middle range nationally, reflecting strong regional economic performance.

Missouri's top earners

Callaway County ranks among Missouri's highest-income counties with a median household income of $72,645—exceeding the state average of $59,503 by more than $13,100. The county's economic strength positions it in the top tier statewide.

Regional income leader

Callaway's $72,645 median income tops most neighboring counties, surpassing Boone County's $69,913 and significantly exceeding Caldwell County ($62,520), Buchanan County ($59,423), and Bollinger County ($57,286). The county's diverse economy and proximity to regional job centers drive strong earnings.

Strong income, moderate housing costs

Callaway's rent-to-income ratio of 14.0% indicates excellent affordability, with housing consuming only a small portion of household earnings. The median home value of $196,200 is reasonable relative to local incomes, supporting both rental and homeownership stability.

Maximize retirement and investment accounts

Callaway's higher incomes enable meaningful contributions to tax-advantaged retirement accounts—aim to maximize 401(k) and IRA limits where possible. With secure housing costs and strong earnings, residents are well-positioned to build investment portfolios and long-term wealth.

Frequently Asked Questions

What is the median household income in Callaway County, Missouri?
The median household income in Callaway County, Missouri is $72,645, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Callaway County?
The per capita income in Callaway County is $32,920, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $72,645.
How does Callaway County compare to the Missouri average?
Callaway County's median household income of $72,645 is higher than the Missouri state average of $59,503. The per capita income is $32,920, compared to the state average of $31,011.
What is the per capita income in Callaway County, Missouri?
The per capita income in Callaway County, Missouri is $32,920, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Why is Callaway County income higher than the Missouri average?
Callaway County's median household income of $72,645 is higher than the Missouri average of $59,503. This difference of $13,142 can be attributed to factors such as local industry mix, proximity to major employment centers, educational attainment levels, and cost of living. Counties with higher incomes often have a greater concentration of professional and technical occupations.
How does Callaway County rank for income in Missouri?
Callaway County ranks #14 out of 115 counties in Missouri by median household income (1 = highest). With a median household income of $72,645 and per capita income of $32,920, it falls in the top third of counties statewide.

Income Comparison Calculator

See how your household income compares in Callaway County

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Your income is above the Callaway County median

County median: $72,645 per year

vs. County Median

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vs. State Average

+22%

vs. National Median

-3%

vs. Callaway County MedianAbout equal
vs. Missouri Average22% above
vs. National Median3% below

Income Adequacy

Monthly income covers median rent7.1x

Your monthly income ($6,054) vs. median rent ($850/mo). A ratio of 3.3x or higher means rent is under 30% of income.

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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.