IncomeBy County

Stevens County, Minnesota

Income Data

U.S. Census Bureau ACS
-6% vs. Minnesota average
$71,060
Median Household Income
$40,441
Per Capita Income

At a Glance

Median Household Income
$71,060
-6% vs. state avg
Per Capita Income
$40,441
+2% vs. national
Income-to-Housing Ratio
39.3%
income as % of home value
Rank in Minnesota
#50 / 87
by median household income

Economic Indicators

Unemployment Rate
N/A
Labor Force Participation
N/A

How Stevens County Compares

Stevens County$71,060
Minnesota Average$75,757
National Median$74,755

Detailed Income Statistics

$71,060
Median Household Income
$40,441
Per Capita Income
$180,800
Median Home Value
39.3%
Income-to-Housing Ratio

Income Advisory: Stevens County

Income Verdict

Stevens County has a median household income of $71,060 and per capita income of $40,441 — a gap of $30,619, suggesting a higher share of single-earner or non-family households.

Housing Affordability

With median gross rent at $833/month and a median household income of $71,060, rent consumes approximately 14.1% of monthly income — well within affordable thresholds.

Economic Context

A median household income of $71,060 suggests moderate-to-strong purchasing power, generally sufficient to cover essentials with room for discretionary spending in most markets. Per capita income of $40,441 is in line with national norms for individual earners.

Neighbor Context

Stevens County earns approximately 6.2% below the Minnesota state median household income of $75,757.

Data Story

About Household Income in Stevens County, Minnesota

Stevens approaches but trails national median

Stevens County's median household income of $71,060 falls $3,695 short of the national median of $74,755. While the county's workforce contributes meaningfully to state employment, income growth lags peers in more diversified metros.

Below Minnesota's average income

At $71,060, Stevens ranks below Minnesota's state average of $75,757, placing it in the lower half of county earners statewide. The county's economy relies heavily on agriculture and food processing, which offer steady but moderate-wage employment.

Among the lower earners nearby

Stevens County's $71,060 median income ranks below Steele ($83,448), Stearns ($76,447), and Wabasha ($80,133), though it exceeds Swift ($62,601) and Todd ($63,039). The county's income profile reflects its rural character and dependence on commodity-based industries.

Affordable housing supports household stability

Stevens' rent-to-income ratio of 14.1% indicates housing costs consume a reasonable share of earnings, and the median home value of $180,800 remains achievable for most working families. Affordability here is a real advantage for wealth building and long-term security.

Strategic planning bridges income gaps

Though Stevens' median income trails state averages, the county's low housing costs create genuine opportunity for savings and investment—prioritize building an emergency fund, then automate contributions to retirement and education savings plans. Even modest, consistent investing can help households close the income-growth gap over time.

Frequently Asked Questions

What is the median household income in Stevens County, Minnesota?
The median household income in Stevens County, Minnesota is $71,060, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Stevens County?
The per capita income in Stevens County is $40,441, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $71,060.
How does Stevens County compare to the Minnesota average?
Stevens County's median household income of $71,060 is lower than the Minnesota state average of $75,757. The per capita income is $40,441, compared to the state average of $39,335.
What is the per capita income in Stevens County, Minnesota?
The per capita income in Stevens County, Minnesota is $40,441, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Is Stevens County a low-income area in Minnesota?
Stevens County's median household income of $71,060 is below the Minnesota average of $75,757. The per capita income of $40,441 is also comparable to the state average of $39,335. Lower incomes can reflect the local economic base, rural vs. urban location, and employment opportunities available in the area.
How does Stevens County rank for income in Minnesota?
Stevens County ranks #50 out of 87 counties in Minnesota by median household income (1 = highest). With a median household income of $71,060 and per capita income of $40,441, it falls in the middle third of counties statewide.

Income Comparison Calculator

See how your household income compares in Stevens County

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Your income is above the Stevens County median

County median: $71,060 per year

vs. County Median

+0%

vs. State Average

-6%

vs. National Median

-5%

vs. Stevens County MedianAbout equal
vs. Minnesota Average▼ 6% below
vs. National Median▼ 5% below

Income Adequacy

Monthly income covers median rent7.1x

Your monthly income ($5,922) vs. median rent ($833/mo). A ratio of 3.3x or higher means rent is under 30% of income.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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