St. Joseph County, Michigan

Income Data

+1% vs. Michigan average
$64,707
Median Household Income
$31,170
Per Capita Income

At a Glance

Median Household Income
$64,707
+1% vs. state avg
Per Capita Income
$31,170
-21% vs. national
Income-to-Housing Ratio
38.6%
income as % of home value
Rank in Michigan
#29 / 83
by median household income

How St. Joseph County Compares

St. Joseph County$64,707
Michigan Average$64,304
National Median$74,755

Detailed Income Statistics

$64,707
Median Household Income
$31,170
Per Capita Income
$167,600
Median Home Value
38.6%
Income-to-Housing Ratio

Data Story

About Household Income in St. Joseph County, Michigan

St. Joseph trails but nears national average

St. Joseph County's median household income of $64,707 is 13% below the national median of $74,755, positioning it better than several peers nationally. The gap, while present, is narrower than most counties in this analysis.

St. Joseph slightly exceeds Michigan average

At $64,707, St. Joseph's median household income edges above Michigan's county average of $64,304, placing it in the state's middle tier. The county matches Shiawassee's position among Michigan's 83 counties.

St. Joseph holds competitive income position

St. Joseph ($64,707) trails Van Buren ($66,902) and St. Clair ($69,349), but surpasses Saginaw ($58,347), Sanilac ($59,074), and Schoolcraft ($57,708). It ranks at the middle of this regional income ladder.

Housing is very affordable in St. Joseph

With a rent-to-income ratio of 15.3%, St. Joseph offers excellent housing affordability, well below the 30% threshold. The median home value of $167,600 is accessible on a $64,707 income, supporting stable homeownership.

St. Joseph households can build lasting wealth

At $64,707, St. Joseph families have breathing room to save 10–20% of income for long-term wealth building. Combining employer benefits with personal investing in target-date funds creates compounding growth that can reach $500,000+ by retirement.

Frequently Asked Questions

What is the median household income in St. Joseph County, Michigan?
The median household income in St. Joseph County, Michigan is $64,707, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in St. Joseph County?
The per capita income in St. Joseph County is $31,170, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $64,707.
How does St. Joseph County compare to the Michigan average?
St. Joseph County's median household income of $64,707 is higher than the Michigan state average of $64,304. The per capita income is $31,170, compared to the state average of $35,451.
What is the per capita income in St. Joseph County, Michigan?
The per capita income in St. Joseph County, Michigan is $31,170, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Why is St. Joseph County income higher than the Michigan average?
St. Joseph County's median household income of $64,707 is higher than the Michigan average of $64,304. This difference of $403 can be attributed to factors such as local industry mix, proximity to major employment centers, educational attainment levels, and cost of living. Counties with higher incomes often have a greater concentration of professional and technical occupations.
How does St. Joseph County rank for income in Michigan?
St. Joseph County ranks #29 out of 83 counties in Michigan by median household income (1 = highest). With a median household income of $64,707 and per capita income of $31,170, it falls in the middle third of counties statewide.

Income Comparison Calculator

See how your household income compares in St. Joseph County

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Your income is above the St. Joseph County median

County median: $64,707 per year

vs. County Median

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vs. State Average

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vs. National Median

-13%

vs. St. Joseph County MedianAbout equal
vs. Michigan Average1% above
vs. National Median13% below

Income Adequacy

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Your monthly income ($5,392) vs. median rent ($825/mo). A ratio of 3.3x or higher means rent is under 30% of income.

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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.