St. Joseph County, Michigan
Income Data
At a Glance
How St. Joseph County Compares
Detailed Income Statistics
Data Story
About Household Income in St. Joseph County, Michigan
St. Joseph trails but nears national average
St. Joseph County's median household income of $64,707 is 13% below the national median of $74,755, positioning it better than several peers nationally. The gap, while present, is narrower than most counties in this analysis.
St. Joseph slightly exceeds Michigan average
At $64,707, St. Joseph's median household income edges above Michigan's county average of $64,304, placing it in the state's middle tier. The county matches Shiawassee's position among Michigan's 83 counties.
St. Joseph holds competitive income position
St. Joseph ($64,707) trails Van Buren ($66,902) and St. Clair ($69,349), but surpasses Saginaw ($58,347), Sanilac ($59,074), and Schoolcraft ($57,708). It ranks at the middle of this regional income ladder.
Housing is very affordable in St. Joseph
With a rent-to-income ratio of 15.3%, St. Joseph offers excellent housing affordability, well below the 30% threshold. The median home value of $167,600 is accessible on a $64,707 income, supporting stable homeownership.
St. Joseph households can build lasting wealth
At $64,707, St. Joseph families have breathing room to save 10–20% of income for long-term wealth building. Combining employer benefits with personal investing in target-date funds creates compounding growth that can reach $500,000+ by retirement.
Frequently Asked Questions
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How does St. Joseph County rank for income in Michigan?
Income Comparison Calculator
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County median: $64,707 per year
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vs. State Average
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vs. National Median
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Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.