Ogemaw County, Michigan
Income Data
At a Glance
How Ogemaw County Compares
Detailed Income Statistics
Data Story
About Household Income in Ogemaw County, Michigan
Ogemaw lags far behind national income
Ogemaw County's median household income of $51,983 falls nearly $23,000 short of the national median of $74,755, placing it in the bottom third of all U.S. counties. This gap reflects the county's reliance on manufacturing and seasonal industries that typically offer lower wage growth. Residents here earn roughly 70 cents for every dollar earned by the typical American household.
Among Michigan's lower-income counties
At $51,983, Ogemaw ranks below Michigan's state median of $64,304 by nearly $12,400, placing it in the bottom tier of the state's 83 counties. The county's per capita income of $30,529 also trails the state average of $35,451 by about 14%. These metrics suggest limited job diversification and wage stagnation across Ogemaw's employment base.
Ogemaw middle-of-the-road among peers
Ogemaw's $51,983 income sits between Oscoda County ($50,581) and Ontonagon County ($51,844), making it roughly average for Michigan's rural northern tier. However, it significantly trails the regional standout Otsego County ($67,285), suggesting economic divergence across neighboring communities. This pattern reflects differences in tourism, healthcare, and education sector strength.
Rent remains manageable but income tight
Ogemaw's rent-to-income ratio of 19.1% sits above the healthy threshold of 15-18%, meaning renters spend nearly one-fifth of gross income on housing. While median home values of $138,600 remain affordable compared to state averages, the gap between household income and local costs leaves little room for savings or emergencies. Households here must carefully budget to cover basic expenses and unexpected costs.
Build financial security despite constraints
Even with modest incomes, Ogemaw residents can strengthen financial stability through consistent saving—starting with 5–10% of household income redirected to emergency funds and retirement accounts. Consider leveraging low-cost index funds or employer 401(k) matches to build wealth over time, and explore local workforce development programs that may unlock higher-wage job opportunities. Small, disciplined financial choices compound significantly over decades.
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Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.