Charlevoix County, Michigan

Income Data

+19% vs. Michigan average
$76,495
Median Household Income
$47,337
Per Capita Income

At a Glance

Median Household Income
$76,495
+19% vs. state avg
Per Capita Income
$47,337
+20% vs. national
Income-to-Housing Ratio
31.5%
income as % of home value
Rank in Michigan
#13 / 83
by median household income

How Charlevoix County Compares

Charlevoix County$76,495
Michigan Average$64,304
National Median$74,755

Detailed Income Statistics

$76,495
Median Household Income
$47,337
Per Capita Income
$242,800
Median Home Value
31.5%
Income-to-Housing Ratio

Data Story

About Household Income in Charlevoix County, Michigan

Charlevoix County meets national income

Charlevoix County's median household income of $76,495 exceeds the U.S. median of $74,755 by nearly $1,740. This positions Charlevoix above national benchmarks and among the country's stronger earners.

Well above Michigan average

At $76,495, Charlevoix County outpaces Michigan's county median of $64,304 by over $12,000, or 19%. This substantial lead places Charlevoix among Michigan's top-earning counties.

Charlevoix leads northern Michigan

Charlevoix County's $76,495 is the highest among all measured northern and regional counties, exceeding Benzie County ($72,603) by over $3,800. This leadership reflects Charlevoix's strong regional economic position.

Premium housing matched by premium income

Although Charlevoix's median home value of $242,800 is among the highest measured, the rent-to-income ratio of 14.6% remains the lowest of all counties. Strong income-to-cost alignment allows households genuine financial flexibility.

Maximum wealth-building opportunity

Charlevoix County households earning $76,495 with the lowest housing-cost burden of any measured county enjoy ideal conditions for aggressive wealth building. Diversified investments, retirement maximization, and wealth transfers become genuinely accessible.

Frequently Asked Questions

What is the median household income in Charlevoix County, Michigan?
The median household income in Charlevoix County, Michigan is $76,495, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Charlevoix County?
The per capita income in Charlevoix County is $47,337, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $76,495.
How does Charlevoix County compare to the Michigan average?
Charlevoix County's median household income of $76,495 is higher than the Michigan state average of $64,304. The per capita income is $47,337, compared to the state average of $35,451.
What is the per capita income in Charlevoix County, Michigan?
The per capita income in Charlevoix County, Michigan is $47,337, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Why is Charlevoix County income higher than the Michigan average?
Charlevoix County's median household income of $76,495 is higher than the Michigan average of $64,304. This difference of $12,191 can be attributed to factors such as local industry mix, proximity to major employment centers, educational attainment levels, and cost of living. Counties with higher incomes often have a greater concentration of professional and technical occupations.
How does Charlevoix County rank for income in Michigan?
Charlevoix County ranks #13 out of 83 counties in Michigan by median household income (1 = highest). With a median household income of $76,495 and per capita income of $47,337, it falls in the top third of counties statewide.

Income Comparison Calculator

See how your household income compares in Charlevoix County

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Your income is above the Charlevoix County median

County median: $76,495 per year

vs. County Median

+0%

vs. State Average

+19%

vs. National Median

+2%

vs. Charlevoix County MedianAbout equal
vs. Michigan Average19% above
vs. National Median2% above

Income Adequacy

Monthly income covers median rent6.9x

Your monthly income ($6,375) vs. median rent ($929/mo). A ratio of 3.3x or higher means rent is under 30% of income.

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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.