IncomeBy County

Hampden County, Massachusetts

Income Data

U.S. Census Bureau ACS
-27% vs. Massachusetts average
$70,535
Median Household Income
$37,810
Per Capita Income

At a Glance

Median Household Income
$70,535
-27% vs. state avg
Per Capita Income
$37,810
-4% vs. national
Income-to-Housing Ratio
25.5%
income as % of home value
Rank in Massachusetts
#14 / 14
by median household income

Economic Indicators

Unemployment Rate
N/A
Labor Force Participation
N/A

How Hampden County Compares

Hampden County$70,535
Massachusetts Average$96,546
National Median$74,755

Detailed Income Statistics

$70,535
Median Household Income
$37,810
Per Capita Income
$276,300
Median Home Value
25.5%
Income-to-Housing Ratio

Income Advisory: Hampden County

Income Verdict

Hampden County has a median household income of $70,535 and per capita income of $37,810 — a gap of $32,725, suggesting a typical mix of dual-income and single-earner households.

Housing Affordability

With median gross rent at $1,105/month and a median household income of $70,535, rent consumes approximately 18.8% of monthly income — well within affordable thresholds.

Economic Context

A median household income of $70,535 suggests moderate-to-strong purchasing power, generally sufficient to cover essentials with room for discretionary spending in most markets. Per capita income of $37,810 is in line with national norms for individual earners.

Neighbor Context

Hampden County earns approximately 26.9% below the Massachusetts state median household income of $96,546.

Data Story

About Household Income in Hampden County, Massachusetts

Hampden falls short of national income median

Hampden County's median household income of $70,535 lags the national median of $74,755 by 6%, placing it slightly below middle-class earnings nationally. The county's economy, centered on Springfield and smaller industrial cities, reflects the challenges of traditional manufacturing-dependent regions.

Lowest-income county in Massachusetts

Hampden's $70,535 median ranks last among all 14 Massachusetts counties, trailing the state average of $96,546 by 27%. The income gap reflects broader struggles in the region's traditional industrial base and limited high-wage employment opportunities.

Significantly trails surrounding counties

Hampden's $70,535 median trails Franklin County ($72,584) and Berkshire County ($72,565), with even larger gaps compared to Hampshire County ($86,391). The county faces the steepest income challenges across the entire region.

Affordable housing eases financial pressure

Hampden's 18.8% rent-to-income ratio and median home values of just $276,300 provide genuine affordability relief, the lowest housing costs statewide. While incomes lag, residents benefit from manageable property costs that preserve resources for other essentials.

Maximize modest earnings through smart planning

Hampden County residents must prioritize every dollar to build wealth, starting with emergency funds and then taking full advantage of tax-advantaged retirement accounts. Low housing costs create the opportunity for savings; discipline and strategic planning can overcome the income disadvantage.

Frequently Asked Questions

What is the median household income in Hampden County, Massachusetts?
The median household income in Hampden County, Massachusetts is $70,535, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Hampden County?
The per capita income in Hampden County is $37,810, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $70,535.
How does Hampden County compare to the Massachusetts average?
Hampden County's median household income of $70,535 is lower than the Massachusetts state average of $96,546. The per capita income is $37,810, compared to the state average of $55,038.
What is the per capita income in Hampden County, Massachusetts?
The per capita income in Hampden County, Massachusetts is $37,810, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Is Hampden County a low-income area in Massachusetts?
Hampden County's median household income of $70,535 is below the Massachusetts average of $96,546. The per capita income of $37,810 is also lower than the state average of $55,038. Lower incomes can reflect the local economic base, rural vs. urban location, and employment opportunities available in the area.
How does Hampden County rank for income in Massachusetts?
Hampden County ranks #14 out of 14 counties in Massachusetts by median household income (1 = highest). With a median household income of $70,535 and per capita income of $37,810, it falls in the bottom third of counties statewide.

Income Comparison Calculator

See how your household income compares in Hampden County

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1.00x

Your income is above the Hampden County median

County median: $70,535 per year

vs. County Median

+0%

vs. State Average

-27%

vs. National Median

-6%

vs. Hampden County MedianAbout equal
vs. Massachusetts Average▼ 27% below
vs. National Median▼ 6% below

Income Adequacy

Monthly income covers median rent5.3x

Your monthly income ($5,878) vs. median rent ($1,105/mo). A ratio of 3.3x or higher means rent is under 30% of income.

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Counties with Similar Income Levels

Wabaunsee County
Kansas
$70,536
+0%
Harlan County
Nebraska
$70,536
+0%
Park County
Wyoming
$70,533
+0%
Kalamazoo County
Michigan
$70,525
+0%
McLean County
Kentucky
$70,549
+0%
Bexar County
Texas
$70,571
+0%
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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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