McLean County, Kentucky
Income Data
U.S. Census Bureau ACSAt a Glance
Economic Indicators
How McLean County Compares
Detailed Income Statistics
Income Advisory: McLean County
Income Verdict
McLean County has a median household income of $70,549 and per capita income of $34,206 — a gap of $36,343, suggesting a typical mix of dual-income and single-earner households.
Housing Affordability
With median gross rent at $602/month and a median household income of $70,549, rent consumes approximately 10.2% of monthly income — well within affordable thresholds.
Economic Context
A median household income of $70,549 suggests moderate-to-strong purchasing power, generally sufficient to cover essentials with room for discretionary spending in most markets. Per capita income of $34,206 is in line with national norms for individual earners.
Neighbor Context
McLean County earns approximately 26.2% above the Kentucky state median household income of $55,909, positioning it favorably within the state.
Data Story
About Household Income in McLean County, Kentucky
McLean outearns the nation
McLean County's median household income of $70,549 sits just $4,206 below the national median of $74,755, placing this county in the upper tier nationally. While not quite matching the U.S. average, McLean's earnings position it well above most Kentucky counties and demonstrate strong local economic health.
Second richest in Kentucky
At $70,549, McLean County ranks among the highest-earning counties in Kentucky, significantly outpacing the state median household income of $55,909 by nearly $15,000. This 26% advantage over the state average reflects a robust local economy and higher earning potential for residents.
McLean leads surrounding counties
McLean County's $70,549 median household income substantially exceeds nearby Meade County ($70,163) and Mercer County ($63,115). The county's competitive wages reflect a stronger job market and higher cost of living compared to its less affluent neighbors to the south and east.
Rent remains highly affordable
With a rent-to-income ratio of just 10.2%, McLean County residents spend far less on housing than the national comfort threshold of 28%. This exceptional affordability—nearly three percentage points below the national standard—leaves households with substantial disposable income for savings and other needs.
Build on McLean's earning advantage
McLean County's strong median income and low housing costs create an ideal foundation for wealth-building through retirement accounts, investment portfolios, and real estate. Start by maximizing tax-advantaged savings accounts and consulting a financial advisor to turn your above-average earnings into long-term prosperity.
Frequently Asked Questions
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Income Comparison Calculator
See how your household income compares in McLean County
Your income is above the McLean County median
County median: $70,549 per year
vs. County Median
+0%
vs. State Average
+26%
vs. National Median
-6%
Income Adequacy
Your monthly income ($5,879) vs. median rent ($602/mo). A ratio of 3.3x or higher means rent is under 30% of income.
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Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.