Franklin County, Massachusetts

Income Data

-25% vs. Massachusetts average
$72,584
Median Household Income
$41,366
Per Capita Income

At a Glance

Median Household Income
$72,584
-25% vs. state avg
Per Capita Income
$41,366
+5% vs. national
Income-to-Housing Ratio
23.9%
income as % of home value
Rank in Massachusetts
#12 / 14
by median household income

How Franklin County Compares

Franklin County$72,584
Massachusetts Average$96,546
National Median$74,755

Detailed Income Statistics

$72,584
Median Household Income
$41,366
Per Capita Income
$303,400
Median Home Value
23.9%
Income-to-Housing Ratio

Data Story

About Household Income in Franklin County, Massachusetts

Franklin slightly below national income level

Franklin County's median household income of $72,584 sits just 3% below the national median of $74,755, matching national middle-class earnings. The county's economy centers on small manufacturing, education, agriculture, and tourism in western Massachusetts.

Eighth among Massachusetts counties

Franklin's $72,584 median falls 25% short of Massachusetts's $96,546 state average, placing it in the lower tier statewide. The county faces the same income challenges as neighboring Berkshire County, reflecting broader western Massachusetts economic patterns.

Peer to Berkshire County in western region

Franklin County's $72,584 median essentially matches Berkshire's $72,565, making them economic twins in western Massachusetts. Both counties substantially underperform Hampshire County ($86,391), which lies between them geographically and economically.

Housing affordability supports household finances

Franklin's 19.3% rent-to-income ratio, while slightly elevated, remains sustainable given median home values of just $303,400. The county offers genuine homeownership opportunity for middle-income households, with property costs well below the state average.

Build wealth through disciplined savings planning

Franklin County residents earning at national averages benefit from lower-than-state housing costs, freeing resources for savings and investment. Starting early with employer retirement plans, emergency funds, and long-term investment strategies can compound substantially over working years.

Frequently Asked Questions

What is the median household income in Franklin County, Massachusetts?
The median household income in Franklin County, Massachusetts is $72,584, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Franklin County?
The per capita income in Franklin County is $41,366, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $72,584.
How does Franklin County compare to the Massachusetts average?
Franklin County's median household income of $72,584 is lower than the Massachusetts state average of $96,546. The per capita income is $41,366, compared to the state average of $55,038.
What is the per capita income in Franklin County, Massachusetts?
The per capita income in Franklin County, Massachusetts is $41,366, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Is Franklin County a low-income area in Massachusetts?
Franklin County's median household income of $72,584 is below the Massachusetts average of $96,546. The per capita income of $41,366 is also lower than the state average of $55,038. Lower incomes can reflect the local economic base, rural vs. urban location, and employment opportunities available in the area.
How does Franklin County rank for income in Massachusetts?
Franklin County ranks #12 out of 14 counties in Massachusetts by median household income (1 = highest). With a median household income of $72,584 and per capita income of $41,366, it falls in the bottom third of counties statewide.

Income Comparison Calculator

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County median: $72,584 per year

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vs. State Average

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vs. National Median

-3%

vs. Franklin County MedianAbout equal
vs. Massachusetts Average25% below
vs. National Median3% below

Income Adequacy

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Your monthly income ($6,049) vs. median rent ($1,169/mo). A ratio of 3.3x or higher means rent is under 30% of income.

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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.