Franklin County, Massachusetts
Income Data
At a Glance
How Franklin County Compares
Detailed Income Statistics
Data Story
About Household Income in Franklin County, Massachusetts
Franklin slightly below national income level
Franklin County's median household income of $72,584 sits just 3% below the national median of $74,755, matching national middle-class earnings. The county's economy centers on small manufacturing, education, agriculture, and tourism in western Massachusetts.
Eighth among Massachusetts counties
Franklin's $72,584 median falls 25% short of Massachusetts's $96,546 state average, placing it in the lower tier statewide. The county faces the same income challenges as neighboring Berkshire County, reflecting broader western Massachusetts economic patterns.
Peer to Berkshire County in western region
Franklin County's $72,584 median essentially matches Berkshire's $72,565, making them economic twins in western Massachusetts. Both counties substantially underperform Hampshire County ($86,391), which lies between them geographically and economically.
Housing affordability supports household finances
Franklin's 19.3% rent-to-income ratio, while slightly elevated, remains sustainable given median home values of just $303,400. The county offers genuine homeownership opportunity for middle-income households, with property costs well below the state average.
Build wealth through disciplined savings planning
Franklin County residents earning at national averages benefit from lower-than-state housing costs, freeing resources for savings and investment. Starting early with employer retirement plans, emergency funds, and long-term investment strategies can compound substantially over working years.
Frequently Asked Questions
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Income Comparison Calculator
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Your income is above the Franklin County median
County median: $72,584 per year
vs. County Median
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vs. State Average
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vs. National Median
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Income Adequacy
Your monthly income ($6,049) vs. median rent ($1,169/mo). A ratio of 3.3x or higher means rent is under 30% of income.
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Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.