Caroline County, Maryland

Income Data

-30% vs. Maryland average
$66,368
Median Household Income
$33,898
Per Capita Income

At a Glance

Median Household Income
$66,368
-30% vs. state avg
Per Capita Income
$33,898
-14% vs. national
Income-to-Housing Ratio
24.4%
income as % of home value
Rank in Maryland
#20 / 24
by median household income

How Caroline County Compares

Caroline County$66,368
Maryland Average$94,152
National Median$74,755

Detailed Income Statistics

$66,368
Median Household Income
$33,898
Per Capita Income
$272,400
Median Home Value
24.4%
Income-to-Housing Ratio

Data Story

About Household Income in Caroline County, Maryland

Caroline County trails national income average

Caroline County's median household income of $66,368 runs 11% below the national median of $74,755, reflecting the economic constraints of rural Eastern Shore communities. The county's per capita income of $33,898 also lags national benchmarks.

Lower-middle tier in Maryland income rankings

Caroline County's median household income of $66,368 ranks in the lower-middle tier of Maryland counties, trailing the state average of $94,152 by nearly $28,000. The county's per capita income of $33,898 falls well below the state average of $46,948.

Comparable to other rural Eastern Shore counties

Caroline County's median household income of $66,368 exceeds only Allegany County ($57,393) among Maryland's smaller jurisdictions, but trails Cecil County ($91,146) and other northern counties. Eastern Shore communities generally face steeper income challenges than Baltimore region or Western Maryland.

Affordable housing supports household budgets

Caroline County's rent-to-income ratio of 19.4% indicates manageable housing costs, well below the 30% cost-burden threshold. With median home values of $272,400, the county offers relatively affordable homeownership for regional standards.

Start small, build steadily over time

Caroline County's lower incomes require disciplined financial planning, but affordable housing creates opportunities for savings and investment. Open a high-yield savings account, contribute even modest amounts to retirement accounts, and explore employer benefits that match or enhance your contributions.

Frequently Asked Questions

What is the median household income in Caroline County, Maryland?
The median household income in Caroline County, Maryland is $66,368, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Caroline County?
The per capita income in Caroline County is $33,898, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $66,368.
How does Caroline County compare to the Maryland average?
Caroline County's median household income of $66,368 is lower than the Maryland state average of $94,152. The per capita income is $33,898, compared to the state average of $46,948.
What is the per capita income in Caroline County, Maryland?
The per capita income in Caroline County, Maryland is $33,898, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Is Caroline County a low-income area in Maryland?
Caroline County's median household income of $66,368 is below the Maryland average of $94,152. The per capita income of $33,898 is also lower than the state average of $46,948. Lower incomes can reflect the local economic base, rural vs. urban location, and employment opportunities available in the area.
How does Caroline County rank for income in Maryland?
Caroline County ranks #20 out of 24 counties in Maryland by median household income (1 = highest). With a median household income of $66,368 and per capita income of $33,898, it falls in the bottom third of counties statewide.

Income Comparison Calculator

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County median: $66,368 per year

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vs. State Average

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vs. National Median

-11%

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vs. National Median11% below

Income Adequacy

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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.