Baltimore city, Maryland

Income Data

-37% vs. Maryland average
$59,623
Median Household Income
$39,195
Per Capita Income

At a Glance

Median Household Income
$59,623
-37% vs. state avg
Per Capita Income
$39,195
-1% vs. national
Income-to-Housing Ratio
27.2%
income as % of home value
Rank in Maryland
#22 / 24
by median household income

How Baltimore city Compares

Baltimore city$59,623
Maryland Average$94,152
National Median$74,755

Detailed Income Statistics

$59,623
Median Household Income
$39,195
Per Capita Income
$219,300
Median Home Value
27.2%
Income-to-Housing Ratio

Data Story

About Household Income in Baltimore city, Maryland

Baltimore City trails national income median

Baltimore City's median household income of $59,623 falls 20% below the national median of $74,755, reflecting urban poverty concentration and economic inequality. The city ranks below the national average on household income despite being part of a wealthy metropolitan region.

Lowest income in greater Baltimore region

Baltimore City's median household income of $59,623 ranks among the lowest in Maryland, trailing the state average of $94,152 by nearly $35,000. The city's per capita income of $39,195 falls well below the state average of $46,948.

Significant gap from surrounding counties

Baltimore City's $59,623 median household income lags Baltimore County ($90,904), Anne Arundel County ($120,324), and Cecil County ($91,146) substantially. This disparity reflects the economic divergence between the urban core and its more affluent suburban ring.

Housing costs consume significant income share

Baltimore City's rent-to-income ratio of 26% indicates moderate housing cost burden, approaching the 30% threshold that marks financial stress. While below the crisis level, this ratio leaves households with limited flexibility for other expenses and savings.

Strategic saving critical for stability

Baltimore residents should prioritize building emergency funds and accessing free or low-cost financial literacy programs available through nonprofits and community banks. Even modest regular savings and contributions to matched savings programs can create meaningful long-term wealth over time.

Frequently Asked Questions

What is the median household income in Baltimore city, Maryland?
The median household income in Baltimore city, Maryland is $59,623, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Baltimore city?
The per capita income in Baltimore city is $39,195, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $59,623.
How does Baltimore city compare to the Maryland average?
Baltimore city's median household income of $59,623 is lower than the Maryland state average of $94,152. The per capita income is $39,195, compared to the state average of $46,948.
What is the per capita income in Baltimore city, Maryland?
The per capita income in Baltimore city, Maryland is $39,195, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Is Baltimore city a low-income area in Maryland?
Baltimore city's median household income of $59,623 is below the Maryland average of $94,152. The per capita income of $39,195 is also lower than the state average of $46,948. Lower incomes can reflect the local economic base, rural vs. urban location, and employment opportunities available in the area.
How does Baltimore city rank for income in Maryland?
Baltimore city ranks #22 out of 24 counties in Maryland by median household income (1 = highest). With a median household income of $59,623 and per capita income of $39,195, it falls in the bottom third of counties statewide.

Income Comparison Calculator

See how your household income compares in Baltimore city

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Your income is above the Baltimore city median

County median: $59,623 per year

vs. County Median

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vs. State Average

-37%

vs. National Median

-20%

vs. Baltimore city MedianAbout equal
vs. Maryland Average37% below
vs. National Median20% below

Income Adequacy

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Your monthly income ($4,969) vs. median rent ($1,290/mo). A ratio of 3.3x or higher means rent is under 30% of income.

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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.