Baltimore city, Maryland
Income Data
At a Glance
How Baltimore city Compares
Detailed Income Statistics
Data Story
About Household Income in Baltimore city, Maryland
Baltimore City trails national income median
Baltimore City's median household income of $59,623 falls 20% below the national median of $74,755, reflecting urban poverty concentration and economic inequality. The city ranks below the national average on household income despite being part of a wealthy metropolitan region.
Lowest income in greater Baltimore region
Baltimore City's median household income of $59,623 ranks among the lowest in Maryland, trailing the state average of $94,152 by nearly $35,000. The city's per capita income of $39,195 falls well below the state average of $46,948.
Significant gap from surrounding counties
Baltimore City's $59,623 median household income lags Baltimore County ($90,904), Anne Arundel County ($120,324), and Cecil County ($91,146) substantially. This disparity reflects the economic divergence between the urban core and its more affluent suburban ring.
Housing costs consume significant income share
Baltimore City's rent-to-income ratio of 26% indicates moderate housing cost burden, approaching the 30% threshold that marks financial stress. While below the crisis level, this ratio leaves households with limited flexibility for other expenses and savings.
Strategic saving critical for stability
Baltimore residents should prioritize building emergency funds and accessing free or low-cost financial literacy programs available through nonprofits and community banks. Even modest regular savings and contributions to matched savings programs can create meaningful long-term wealth over time.
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Your income is above the Baltimore city median
County median: $59,623 per year
vs. County Median
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vs. State Average
-37%
vs. National Median
-20%
Income Adequacy
Your monthly income ($4,969) vs. median rent ($1,290/mo). A ratio of 3.3x or higher means rent is under 30% of income.
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Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.