Shelby County, Kentucky
Income Data
At a Glance
How Shelby County Compares
Detailed Income Statistics
Data Story
About Household Income in Shelby County, Kentucky
Shelby County outpaces national income norms
Shelby County's median household income of $82,671 exceeds the U.S. median of $74,755 by 10.6%, placing it among prosperous American counties. This strong performance reflects a resilient local economy.
Second highest earners in Kentucky
Shelby County's income of $82,671 ranks second in Kentucky, trailing only Scott County and running 47.9% above the state average of $55,909. This positions it as one of the state's wealth engines.
Shelby holds its own against regional peers
Shelby County's $82,671 household income competes directly with Scott County ($83,660) and falls below Spencer County ($98,333), anchoring the region's prosperity. Its per capita income of $38,834 reflects a well-distributed earning base.
Housing costs stay comfortably affordable
Shelby County's rent-to-income ratio of 14.5% sits well below the 30% affordability benchmark, making housing costs highly manageable. The median home value of $277,500 remains accessible to most households earning above the county median.
Build long-term wealth with your earnings
Shelby County residents enjoy incomes that rank among the highest in the nation, creating excellent opportunities for saving, investing, and retirement planning. Take advantage of this earning power by exploring tax-advantaged accounts and diversified investment portfolios.
Frequently Asked Questions
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Income Comparison Calculator
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Your income is above the Shelby County median
County median: $82,671 per year
vs. County Median
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vs. State Average
+48%
vs. National Median
+11%
Income Adequacy
Your monthly income ($6,889) vs. median rent ($998/mo). A ratio of 3.3x or higher means rent is under 30% of income.
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Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.