Shelby County, Kentucky

Income Data

+48% vs. Kentucky average
$82,671
Median Household Income
$38,834
Per Capita Income

At a Glance

Median Household Income
$82,671
+48% vs. state avg
Per Capita Income
$38,834
-2% vs. national
Income-to-Housing Ratio
29.8%
income as % of home value
Rank in Kentucky
#5 / 120
by median household income

How Shelby County Compares

Shelby County$82,671
Kentucky Average$55,909
National Median$74,755

Detailed Income Statistics

$82,671
Median Household Income
$38,834
Per Capita Income
$277,500
Median Home Value
29.8%
Income-to-Housing Ratio

Data Story

About Household Income in Shelby County, Kentucky

Shelby County outpaces national income norms

Shelby County's median household income of $82,671 exceeds the U.S. median of $74,755 by 10.6%, placing it among prosperous American counties. This strong performance reflects a resilient local economy.

Second highest earners in Kentucky

Shelby County's income of $82,671 ranks second in Kentucky, trailing only Scott County and running 47.9% above the state average of $55,909. This positions it as one of the state's wealth engines.

Shelby holds its own against regional peers

Shelby County's $82,671 household income competes directly with Scott County ($83,660) and falls below Spencer County ($98,333), anchoring the region's prosperity. Its per capita income of $38,834 reflects a well-distributed earning base.

Housing costs stay comfortably affordable

Shelby County's rent-to-income ratio of 14.5% sits well below the 30% affordability benchmark, making housing costs highly manageable. The median home value of $277,500 remains accessible to most households earning above the county median.

Build long-term wealth with your earnings

Shelby County residents enjoy incomes that rank among the highest in the nation, creating excellent opportunities for saving, investing, and retirement planning. Take advantage of this earning power by exploring tax-advantaged accounts and diversified investment portfolios.

Frequently Asked Questions

What is the median household income in Shelby County, Kentucky?
The median household income in Shelby County, Kentucky is $82,671, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Shelby County?
The per capita income in Shelby County is $38,834, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $82,671.
How does Shelby County compare to the Kentucky average?
Shelby County's median household income of $82,671 is higher than the Kentucky state average of $55,909. The per capita income is $38,834, compared to the state average of $29,616.
What is the per capita income in Shelby County, Kentucky?
The per capita income in Shelby County, Kentucky is $38,834, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Why is Shelby County income higher than the Kentucky average?
Shelby County's median household income of $82,671 is higher than the Kentucky average of $55,909. This difference of $26,762 can be attributed to factors such as local industry mix, proximity to major employment centers, educational attainment levels, and cost of living. Counties with higher incomes often have a greater concentration of professional and technical occupations.
How does Shelby County rank for income in Kentucky?
Shelby County ranks #5 out of 120 counties in Kentucky by median household income (1 = highest). With a median household income of $82,671 and per capita income of $38,834, it falls in the top third of counties statewide.

Income Comparison Calculator

See how your household income compares in Shelby County

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Your income is above the Shelby County median

County median: $82,671 per year

vs. County Median

+0%

vs. State Average

+48%

vs. National Median

+11%

vs. Shelby County MedianAbout equal
vs. Kentucky Average48% above
vs. National Median11% above

Income Adequacy

Monthly income covers median rent6.9x

Your monthly income ($6,889) vs. median rent ($998/mo). A ratio of 3.3x or higher means rent is under 30% of income.

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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.