Ohio County, Kentucky
Income Data
At a Glance
How Ohio County Compares
Detailed Income Statistics
Data Story
About Household Income in Ohio County, Kentucky
Ohio County earns below national standard
Ohio County's median household income of $54,369 falls $20,386 short of the national median of $74,755, a 27% shortfall. This significant gap reflects limited access to high-wage sectors and regional economic constraints. Ohio County ranks in the lower third nationally for household earnings.
Below Kentucky state average income
At $54,369, Ohio County trails Kentucky's state median of $55,909 by $1,540, placing it marginally below the state benchmark. The county's per capita income of $27,179 falls notably short of the state average of $29,616 by 8%, suggesting fewer wealth-generating opportunities per capita. Ohio ranks in the lower-middle tier among Kentucky counties.
Low earner in regional comparison
Ohio County ($54,369) earns more than Nicholas ($53,616) and Owsley ($31,064) but substantially less than Pendleton ($66,601) and Owen ($59,706). The $12,232 income gap with Pendleton indicates neighboring areas have stronger employment and wage prospects. Regional disparities highlight Ohio County's relative economic disadvantage.
Rent takes notable bite of income
Ohio County's rent-to-income ratio of 17.1% is the highest among its immediate neighbors, meaning households spend over one-sixth of earnings on rent. The median home value of $113,400 is relatively low, yet housing still commands a slightly elevated share of income. Residents have less budget flexibility than neighboring county peers.
Strategic budgeting unlocks opportunity
With housing costs running slightly higher as a percentage of income, Ohio County households must prioritize disciplined budgeting to build savings. Creating a spending plan that protects 5-10% of income for retirement and investments is essential despite modest earnings. Local financial literacy programs can help families navigate limited resources effectively.
Frequently Asked Questions
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Income Comparison Calculator
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Your income is above the Ohio County median
County median: $54,369 per year
vs. County Median
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vs. State Average
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vs. National Median
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Income Adequacy
Your monthly income ($4,531) vs. median rent ($774/mo). A ratio of 3.3x or higher means rent is under 30% of income.
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Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.